Using Boost to make cashless payment at merchants that accept UnionPay QR code

One year ago, Boost, the e-wallet operated by Axiata Digital, has announced its partnership with UnionPay.

Now, the UnionPay services in Boost e-wallet is finally launched! If you activate the UnionPay services in your Boost account before 31 December 2019, you can get RM3 cashback from Boost.

To activate the UnionPay services, tap on the UnionPay New Payment Service under Explore Exciting New Features in Boost's Home screen.

Then, tap on UnionPay Malaysia under Enable other Payment Services, and follow the instruction to enable it.

Don't worry, if you don't like the UnionPay services in Boost, you are given the toggle to disable it.

With the Boost UnionPay services, you can make cashless payment with Boost at all merchants that accept UnionPay QR code. You just need a handphone with active Boost account with enabled UnionPay services, and no need to have any UnionPay card or UnionPay account to make such payment.

Payment using UnionPay in Boost is similar to using Boost QR code payment. Both modes of you scan the merchant's QR code or the marchant scan your payment QR code are available. The payment amount will be deducted from your Boost e-wallet accordingly.

In Malaysia, UnionPay is widely accepted in airports' duty free shops, hotels, Chinese restaurants, e-commerce marketplaces, convenience stores, and other places that display the UnionPay acceptance signboard.

If you are not a Boost user yet, you can download the Boost e-wallet app from Google Play Store or Apple App Store. When you register a new Boost account, remember to use this Invite Code foocnm9 so that you can get RM3 cashback after your first spending of RM10 in a single transaction with Boost.

Note that you can load Boost e-wallet using BigPay prepaid card, which in turn can be loaded using your credit card, debit card or bank online transfer. In this way, you can earn AirAsia BIG Points from loading Boost with BigPay.

Toothpaste tube squeezer

I bought this toothpaste tube squeezer recently at the price of RM1.00 per piece only, and found it is pretty useful to help you squeeze out the last drop of toothpaste from its tube when it is near empty.

It assists in squeezing the toothpaste out of the tube by pushing force onto itself.

This small little plastic can be used for soft tube packaging of various semi-liquid products, including cosmetic skincare cream, lotion, sun screen, water colour paint, gel, glue, etc.

There are also other types of soft tube squeezer available in the market. I think this type is the simplest and cheapest among them.

Boost free personal accident insurance coverage for bill payment protection

Shortly after Touch n Go e-wallet launched their free personal accident insurance campaign, now Boost e-wallet also introduces a free personal accident insurance coverage for their users, namely the Bill Payment Protection.

You can find it inside the Boost mobile app, under Do more > Bill Payments section.

You will need to enroll for this Bill Payment Protection insurance coverage by provide your personal detail in the enrolment online form after tapping on the Bill Protection menu item as shown above.

Upon successful enrolment, you will receive a confirmation email similar to the one as shown below.

This free personal accident insurance coverage is linked to your bill payments made with Boost using the Do more > Bill Payments > Pay Bills function, including repaying your PTPTN education loan or top-up SSPN-i education fund with Boost.

This insurance is underwritten by Lonpac Insurance Berhad. If you have enrolled for this insurance and have made bill payments of at least RM100 via the Boost app during a calendar month, you will be covered for one month Bill Payment Protection with up to RM1000 sum insured due to Accidental Death, up to RM2000 due to Permanent Disablement, and up to RM1000 hospitalization allowance for accident caused treatment.

The insurance coverage will take effect for 1 month, beginning on the next month after the RM100 Boost spending on bill payments is fulfilled.

You can claim for this insurance in parallel with your other personal insurance coverage. All benefits are paid in addition to and regardless of any other insurance policies you may have.

To enjoy for this insurance benefit, your age must be between 16 to 80.

There are 4 attachments in the confirmation email, which will inform you clearly about this insurance scheme, and how to make the claim. The attachments are:

• Bill Payment Protection Policy
• Bill Payment Protection FAQ
• Claim Procedure
• Claim Form

If you are a Boost e-wallet user, this is something free and nice to have.

Online paying PTPTN / SSPN-i with credit card through Boost

If you are looking for a way to use your credit card to repay your PTPTN loan or to top-up the SSPN-i fund of your kids, you've found the right place here!

The idea is pretty simple: use your credit card to load up your Boost e-wallet, and pay your PTPTN and/or SSPN-i with Boost.

 

The following payment targets are currently supported by Boost:

• PTPTN Konvensional
• PTPTN Ujrah
• PTPTN SSPN-i
• PTPTN SSPN-i Plus

If you also have an AirAsia BigPay account, you can make use of the following way to get the best out of both e-wallets while paying your PTPTN and/or SSPN-i using your credit card.

First of all, make sure you have enough balance in your BigPay account to make the payment. If you have insufficient balance, load it with your credit card. Your BigPay e-wallet can store up to RM10,000 in it.

After that, in your Boost e-wallet, set your BigPay Mastercard as your top-up source.

Your Boost e-wallet can store up to RM1,500 in it. For every RM10 Boost top-up you made using BigPay Mastercard, you will earn 1 BIG Point in your AirAsia BIG Rewards account. If you reloaded RM1,500 into your Boost e-wallet using this method, you will get 150 BIG Points.

Before you proceed to make your payment in Boost, you can look for any Mission available in Boost that is relevant to your payment to be made, such as the one as shown below.

 

Remember to activate your Mission first, before you proceed to make your payment. You will have chance to earn some money by completing Mission in Boost.

To make payment to your PTPTN and/or SSPN-i account, go to "Do more" menu (tap on the Boost's heart shape icon on the top menu), and tap on "Pay Bills".

Search for PTPTN / SSPN-i under the Loans list. Currently they are listed at the very bottom of the page. You can make use of the quick search function inside the Select Utilities page to seek for them.

After that, just follow the on screen instruction to complete your payment. Note that RM1.00 will be charged by Boost and deducted from your payment amount.

Your payment should be reflected in your PTPTN / SSPN-i account within one working day, and you will receive a notification email from PTPTN as confirmation of your payment made.

Note that you can join the SSPN-i and SSPN-i Plus lucky draw contest if you top-up your account now.

Lastly, remember to repay your credit card when your statement comes. You can earn some cashback using this method if your credit card is of cashback type. Note that not all cashback credit cards are giving cashback for AirAsia BigPay reload and/or Boost reload. If you are using credit cards that give reward points, you can earn some reward points instead.

If you find this information useful and beneficial, please click the share button(s) below to share this message with your family, friends and relatives.

Touch n Go 100% toll rebates and free personal accident coverage promo

Touch n Go has been pretty aggressive in promoting their eWallet mobile app since the inception of this eWallet.

In this latest campaign, Touch n Go is giving multiple times of 100% toll rebates to their eWallet users. In order to get this 100% toll rebates, you need to be either:

• A new TNG eWallet user who registered using a referral code (3 times 100% toll rebate)
• A TNG eWallet user who first time activates the PayDirect function in the eWallet (3 times 100% toll rebate)
• An existing user who refers new users to use the TNG eWallet (3 times 100% toll rebate for each successful referral)

If you haven't used the Touch n Go mobile app before, you can click here to download and install the Touch n Go eWallet into your smartphone.

You can enjoy the 3 times 100% toll rebates if you register your Touch n Go eWallet account with this Referral Code: m4sxxm

After you have successfully registered your Touch n Go eWallet account, you can start to earn more 100% toll rebates by referring other new users to use the eWallet.

Your unique referral code can be found by tapping on your circle icon at the top-right corner of the main screen of the TNG eWallet app, then tap on Share & Earn Rewards in the next screen.

Tap on the Share Now button to share your unique referral code using either one of QR code, WhatsApp, Yahoo Messenger, Facebook, SMS or Email.

You can use your smartphone to scan the above QR code to install the TNG eWallet app.

To activate the PayDirect function, you need to have either a MyKAD with Touch n Go function, or physical Touch n Go card(s).

Tap on the PayDirect icon in the Services section of the TNG eWallet main screen, then tap on the View TNG Card button and then the Add A New Card button on next screen to add your card(s) to PayDirect.

You will need to key-in the 10-digit Card Serial No. to add the card to PayDirect function. For MyKAD, you can load some money into its Touch n Go function and obtain the Reload Receipt. The 10-digit MFG / Serial No. is printed on the Reload Receipt.

PayDirect is a function whereby you use your physical card to pass through a participating toll, and the toll fee will be deducted from your eWallet instead of the card itself. If you have 100% toll rebate, the toll fee will be refund into your eWallet.

If you have used Touch n Go PayDirect or RFID tag to pass though a toll, you will get free Personal Accident coverage (worth RM10,000) until 31 December 2019 underwritten by Allianz General Insurance Company (Malaysia) Berhad. You can contact with Allianz General insurance for enquiry or claim of this free PA coverage.

If you are entitled for this free Personal Accident coverage, you will receive an email from TNG Digital with the content as below:

Note that the 100% toll rebates promotion period for new eWallet account referrals is until 31 December 2019.

The 100% toll rebates promotion period for PayDirect activation is until 31 October 2019.

In order to get the free PA entitlement, you need to pass a toll using PayDirect or RFID tag before 31 October 2019.

Reference from Touch n Go website.

TGV cinema Monday RM8 tickets and up to 50% off with Maybank promotion

From now until 31 January 2020, you can buy movie tickets in TGV cinemas Malaysia with big discount by using either one of Maybank Malaysia credit cards (Visa / Mastercard / AMEX), debit cards, charge cards and prepaid cards.

The offers are as below:

Standard Hall and Deluxe Hall movies:

• RM8 on every Monday.
• 50% off on every Saturday.
• Promotion is applicable for twin seats (considered as 2 seats).

IMAX 2D movies:

• RM20 on every Sunday to Friday.
• 50% off on every Saturday.
• Promotion is applicable for twin seats (considered as 2 seats).

IMAX 3D movies with glasses:

• RM24 on every Sunday to Friday.
• 50% off on every Saturday, but not applicable to the price of 3D glasses.
• Promotion is applicable for twin seats (considered as 2 seats).

INDULGE movie tickets:

• RM35 on every Monday to Friday.
• RM45 on every Saturday and Sunday.
• Promotion is applicable for twin seats (considered as 2 seats).
• Discount is applicable to movie tickets only, and not applicable to purchase of F&B items.

Candy Bar and F&B counters:

• 30% off total bill on every Monday to Friday before 6pm.
• RM28 all-day-long for Super Saver Combo set.

Chill*X and Indulge dining:

• 20% off total bill for F&B items excluding alcoholic beverages.

This promotion is valid for movie tickets purchase at TGV ticketing counter, online app and web, but except for Kiosk.

This promotion is best to be used with Maybank FC Barcelona VISA Signature credit card, which will give you 2% cash rebate on your spending all-year-long except May and August, and 10% cash rebate on your spending during the month of May and August.

Reference from TGV official website and also Maybank official website.

You might most probably be interested to also read about:

• TGV cinema RM10 movie ticket all year long with Touch n Go eWallet

TGV cinema RM10 movie ticket all year long with Touch n Go eWallet

From 1 September 2019 until 1 September 2020 all year long, if you use Touch n Go eWallet to buy movie ticket(s) over the counter at any of the TGV cinemas in Malaysia, you can get your movie ticket(s) at the price of RM10 per ticket all-day-long, any movie, any time, daily.

If you haven't installed Touch n Go eWallet in your smartphone, you can click here to download and install it for free. You can enjoy 3 times of 100% toll rebates if you register your Touch n Go eWallet account with this Referral Code: m4sxxm

It is not necessary to have any Touch n Go card to use this eWallet. In case you have the card, you can link it to your eWallet with the app and acticate the PayDirect function to deduct money from your eWallet instead of your card balance when you touch your card at participating toll. By using PayDirect to pay toll, you will be automatically covered by free RM10,000 Personal Accident Coverage.

This TGV promotion is applicable for TGV Classic / Deluxe seats, in Standard / Deluxe hall. It is also applicable for Twin seats at the price of RM10 x 2 = RM20 only.

This promotion is limited to purchase of up to 2 movie tickets per transaction at the TGV ticket counter using Touch n Go eWallet as payment method. The grey area is: there is no limit on the number of transactions of movie purchase in the same day. Therefore, it is possible to purchase multiple tickets at the price of RM10, by multiple transactions at the same ticket counter.

Note that this promotion is valid for normal movies, but not valid for Special Screenings, Concerts and Events at the cinema.

Besides, there is also an RM25 promotion every Tuesday at TGV cinemas nationwide for purchase of 2 movie tickets and  1 Regular Popcorn Combo consist of 1 popcorn and 1 cup of drink.

Reference from TGV official website.

You might most probably be interested to also read about:

• TGV cinema Monday RM8 tickets and up to 50% off with Maybank promotion

Astonish 750ml Premium Edition Orange Grove Multi-purpose Cleaner

I was introduced with this Astonish 750ml Premium Edition Orange Grove Multi-purpose Cleaner to remove grease and oil in kitchen area and anywhere throughout  the home, particularly on the surface of owen, hood, hob, fan blades, etc.

 

It is really effective and able to clean up the oily and dirty surface within seconds with the spray and wipe action.

At the cost of around RM26, it is considered reasonably priced.

In addition, this product also claimed to be environmental friendly and vegan society approved.

Get additional online purchases cashback through Shopback, including Grab calling

Nowadays online merchants and/or e-commerce websites tend to give rebates in the form of special discount, free shipping, coupons, vouchers, cashback, etc. to maintain their attractiveness in having customers purchasing with them.

In addition, if you make payment with certain cashback credit cards for your purchases, you will also receive cashback from the credit card issuing bank as well. During certain debit card cashback campaign, you can also receive cashback by using such debit card too.

Now, you can get another layer of additional cashback, if you perform your online purchases through Shopback.

Shopback has been around for quite some times, and has grown into quite a successful online affiliate marketing portal. It will give you cashback if you access the e-commerce websites from the Shopback website or mobile app (instead of accessing directly to the e-commerce websites or their mobile apps), and made a confirmed purchase within a tracking timeframe.

Many has joint Shopback and enjoy the additional cashback from their e-commerce spending. If you have not joint the bandwagon, it is never too late to create a free Shopback account now. You can get RM5 sign-up cashback if you join by clicking this link to access to Shopback website, and click on the "Claim Your Bonus" there.

After that, continue to click here to go to Shopback mobile app download page to download its app. Note that for certain e-commerce websites including Lazada, 11street, Shopee, etc., you can only get your cashback from Shopback for online purchases done in mobile app, but not in their e-commerce website. (Previously, purchases made in their website were count for Shopback cashback, but things have already changed now.)

For some other e-commerce platform such as Taobao, you can still get Shopback cashback even though you make your purchase in their website.

Beside online e-commerce shopping, you can also get Shopback cashback from Grab calling by opening Shopback mobile app first, then open Grab mobile app from within the Shopback app.

To ensure a successful Shopback cashback for Grab:

• Book the Grab via Shopback mobile app only.
• Do not edit the Notes to driver and ensure that there is a code similar to **29437185SB003** under the Notes.
• Book only JustGrab, GrabCar and GrabShare rides. Cashback is not eligible on GrabTaxi rides.
• Ensure no existing trips before clicking through Shopback.
• Click through Shopback again for every ride.
• No cancellation or incomplete trip.

In fact, inside Shopback app, there is an updated list of Grab valid coupons, promo codes and offers for your easy reference, so that you won't miss out using those deals with Grab.

You can also use Shopback to get additional cashback from food delivery service with Foodpanda, Honestbee, DeliverEat, Eatigo, etc.

and also from hotel and flight booking with Agoda, Booking.com, Expedia, Klook, etc.

and also from mobile prepaid plan top-up using online reload service from Lazada, 11street, Qoo10, etc.

and also from online ticketing with StubHub, buying concert, festival, event tickets with them.

even subscribing to new broadband service with Unifi, Maxis, Time, etc. and this Shopback cashback amount can be up to several hundred ringgit.

As such, whenever you want to make online purchase, just access to Shopback mobile app and use it to go to the targeted m-commerce app, or access to Shopback web portal and use the link in the website to go to the targeted e-commerce website, you will get Shopback cashback from your confirmed purchases.

The cashback will be accumulated in your Shopback account, which you can then withdraw to your own bank account as real cash.

Auspicious dates for baby first haircut (Mundan) in 2019

In many culture, religion and/or tradition, the first haircut of a baby is considered an important milestone for his/her life. The day is known as Mundan, Chadakarana, Halaqah, Upsherin, etc.

Here is the list of auspicious dates for baby first haircut in year 2019, which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for starting new job / post / assignment in 2019

For employees, especially those in leading/managing/directing position, here is a list of auspicious dates  in 2019 for starting new job/post/assignment, including joining new company or joining new team in existing company.

It can be applied to first day reporting to new company/department/office/position, or going for the post to lead/manage/direct a new business unit/team/project/programme. It can also be applied to assuming new job position after promotion/restructuring/relocation exercise. It is produced based on the Chinese almanac Tong Shu.

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for opening business in 2019

Here is the list of auspicious dates for opening business in year 2019, which is produced based on the Chinese almanac Tong Shu.

It can be applied to new business opening, or reopening of business after a break/holiday. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates in 2019 for getting a baby / childbirth / Caesarian delivery

Here is the list of auspicious dates in 2019 (year of Boar) for getting a baby (求嗣), which is produced based on the Chinese almanac Tong Shu.

The dates have good element(s) to embro/faetus. Traditionally, the dates are referred for conception planning (making love and expecting a baby to the family). Nowadays, people also make reference to them for Caesarian delivery of new born. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for marriage proposal or engagement in 2019

Before becoming the life partner, marriage is proposed by lover and engagement is made.

Here is the list of auspicious dates for marriage proposal or engagement in year 2019 (year of Boar), which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates in 2019 for signing contract, register for marriage, etc.

Here is the list of auspicious dates in year 2019 for signing contract, signing offer letter, register for marriage, receiving religious baptism, and other similar agreement-related activities.

It is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for renovation in 2019

Here is the list of auspicious dates for home or office renovation in year 2019, which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for moving to new house / office in 2019

Here is the list of auspicious dates for moving to new house/office in year 2019, which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for wedding / marriage in 2020

Many couples plan for their wedding more than 1 year ahead in order to have sufficient preparation time.

Here is the list of auspicious dates for wedding/marriage in year 2020 (year of Rat), which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

If you are looking for auspicious dates for wedding / marriage in 2019 (year of Boar), click here.

You might probably also be interested with the auspicious dates for the following occasions in year 2020:

• Wedding / Marriage (year 2021)
• Marriage proposal / engagement
• Sign contract / register for marriage
• Having baby
• Renovation
• Moving house / office
• Opening business

Quick and effective fix for Whatsapp voice call intermittent quality problem

There are quite a lot of occasions I experienced intermittent quality problem when making or receiving WhatsApp voice call. The sound from the other party just couldn't transmit well to my phone.

This kind of intermittent situation occurred even when I was connected to 5 GHz WiFi with high speed fibre Internet access, and I was very sure that the network utilization during the call was low without any congestion at all.

After some trial and error attempts to improve the situation, I finally found out the solution to fix this WhatsApp voice call intermittent problem.

You just need to change one setting in WhatsApp, and your WhatsApp voice call will be magically turned from intermittent to very clear.

If you are also experiencing similar problem with WhatsApp voice call, try go to Settings > Data and storage usage > Call settings and enable "Low data usage".

I am not sure what does WhatsApp do behind the scene with this setting turned on, but it does magically fixed my voice call problem. It works both when using WiFi or using mobile data.

Auspicious dates in 2018 for housewarming, open house, party, gathering, etc.

Here is the list of auspicious dates in 2018 for organizing and hosting meet-up with friends and/or relatives (会友), which is produced based on the Chinese almanac Tong Shu.

The dates are applicable for housewarming, open house, home party, gathering, potluck, and any other similar functions to meet up with friends and/or relatives. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.