Online paying PTPTN / SSPN-i with credit card through Boost

If you are looking for a way to use your credit card to repay your PTPTN loan or to top-up the SSPN-i fund of your kids, you've found the right place here!

The idea is pretty simple: use your credit card to load up your Boost e-wallet, and pay your PTPTN and/or SSPN-i with Boost.

 

The following payment targets are currently supported by Boost:

• PTPTN Konvensional
• PTPTN Ujrah
• PTPTN SSPN-i
• PTPTN SSPN-i Plus

If you also have an AirAsia BigPay account, you can make use of the following way to get the best out of both e-wallets while paying your PTPTN and/or SSPN-i using your credit card.

First of all, make sure you have enough balance in your BigPay account to make the payment. If you have insufficient balance, load it with your credit card. Your BigPay e-wallet can store up to RM10,000 in it.

After that, in your Boost e-wallet, set your BigPay Mastercard as your top-up source.

Your Boost e-wallet can store up to RM1,500 in it. For every RM10 Boost top-up you made using BigPay Mastercard, you will earn 1 BIG Point in your AirAsia BIG Rewards account. If you reloaded RM1,500 into your Boost e-wallet using this method, you will get 150 BIG Points.

Before you proceed to make your payment in Boost, you can look for any Mission available in Boost that is relevant to your payment to be made, such as the one as shown below.

 

Remember to activate your Mission first, before you proceed to make your payment. You will have chance to earn some money by completing Mission in Boost.

To make payment to your PTPTN and/or SSPN-i account, go to "Do more" menu (tap on the Boost's heart shape icon on the top menu), and tap on "Pay Bills".

Search for PTPTN / SSPN-i under the Loans list. Currently they are listed at the very bottom of the page. You can make use of the quick search function inside the Select Utilities page to seek for them.

After that, just follow the on screen instruction to complete your payment. Note that RM1.00 will be charged by Boost and deducted from your payment amount.

Your payment should be reflected in your PTPTN / SSPN-i account within one working day, and you will receive a notification email from PTPTN as confirmation of your payment made.

Note that you can join the SSPN-i and SSPN-i Plus lucky draw contest if you top-up your account now.

Lastly, remember to repay your credit card when your statement comes. You can earn some cashback using this method if your credit card is of cashback type. Note that not all cashback credit cards are giving cashback for AirAsia BigPay reload and/or Boost reload. If you are using credit cards that give reward points, you can earn some reward points instead.

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Check for bad sectors in USB thumb drive and fix it with AOMEI Partition Assistant

I have a USB thumb drive which I suspect it is having bad sectors because accessing certain files in it will prompt out read error.

MS Windows has a disk error checking tool which you can access by right-click on the drive in Windows Explorer, and go to Properties > Tools > Error checking then click on the Check button. However, it reported no error found. Using the chkdsk command at command prompt produced the same result: no error found.

Is it really no error found? Or the tool that comes with MS Windows just unable to detect the error?

I found out the bad sectors when I checked the USB thumb drive with AOMEI Partition Assistant. Therefore, the answer is clear: MS Windows Error Checking or chkdsk just unable to detect the bad sectors!

To check for the bad sectors, execute AOMEI Partition Assistant, right click on the disk you want to check, select Advanced and then Check Partition.

After that, select "Check whether there is bad sector on the partition" and click the OK button.

This function just helps you discover if there is any bad sector, but it won't help you to fix the bad sector(s) found.

This is how I repaired the bad sectors in my USB thumb drive: copy all the files from the USB thumb drive to a folder in my hard disk. There are certain files unable to be copied due to the bad sectors problem, and need to be replaced by backup copy.

After that, reformat the USB thumb drive. Do not use the "quick format" option, make sure it is a full format. I reformatted my USB thumb drive using AOMEI Partition Assistant too.

Then, check for bad sectors using the steps above again to the reformatted USB thumb drive. If the bad sectors can be recovered, they will become usable sectors again.

Finally, copy or move back all the files from hard disk to the USB thumb drive. Run another bad sector check, and my USB thumb drive is fully recovered now!

Click here to download the AOMEI Partition Assistant Standard Edition software for free. It is free for both personal and commercial use.

You might be also interested to read about:

• Format 64GB SD card to FAT32 with AOMEI Partition Assistant

How to transfer money (in / out) between MAE e-wallet and Maybank account

MAE (Maybank Anytime Everyone) is Maybank e-wallet inside the Maybank MY mobile app, which share the same mobile app with existing Maybank e-banking functions.

To register for new MAE account, and to access to the MAE account, just search for the MAE logo on the Maybank MY mobile app screen and tap on it.

Although MAE is sharing the same mobile app with Maybank e-banking, you need to switch into the MAE function in order to transfer money from your Maybank savings / current account to your MAE e-wallet, or to transfer money out from your MAE e-wallet to your Maybank savings / current account.

You can also use your MAE e-wallet to make payment to your Maybank credit card, housing loan, car loan, etc.

On the MAE main screen, just swipe down to transfer money from your Maybank account to your MAE e-wallet, or swipe up to transfer money out of MAE.

 

After swiping down, just select "Top Up Wallet" to transfer money from your Maybank account to MAE e-wallet.

After swiping up, select "Send Money" to transfer money from your MAE e-wallet to your Maybank account.

Note that the money sitting in your MAE e-wallet does not produce any interest for you. Therefore, it is advisable to transfer all the money in your MAE to your savings account to earn interest if you have no plan to use it within short period of time.

After you have reached the Send Money screen, select "Transfer to a bank account" to make the fund transfer to your Maybank account.

Then, select "Transfer to Own Account/Card/Loan" and follow the subsequent steps to complete the money transfer process.

Touch n Go 100% toll rebates and free personal accident coverage promo

Touch n Go has been pretty aggressive in promoting their eWallet mobile app since the inception of this eWallet.

In this latest campaign, Touch n Go is giving multiple times of 100% toll rebates to their eWallet users. In order to get this 100% toll rebates, you need to be either:

• A new TNG eWallet user who registered using a referral code (3 times 100% toll rebate)
• A TNG eWallet user who first time activates the PayDirect function in the eWallet (3 times 100% toll rebate)
• An existing user who refers new users to use the TNG eWallet (3 times 100% toll rebate for each successful referral)

If you haven't used the Touch n Go mobile app before, you can click here to download and install the Touch n Go eWallet into your smartphone.

You can enjoy the 3 times 100% toll rebates if you register your Touch n Go eWallet account with this Referral Code: m4sxxm

After you have successfully registered your Touch n Go eWallet account, you can start to earn more 100% toll rebates by referring other new users to use the eWallet.

Your unique referral code can be found by tapping on your circle icon at the top-right corner of the main screen of the TNG eWallet app, then tap on Share & Earn Rewards in the next screen.

Tap on the Share Now button to share your unique referral code using either one of QR code, WhatsApp, Yahoo Messenger, Facebook, SMS or Email.

You can use your smartphone to scan the above QR code to install the TNG eWallet app.

To activate the PayDirect function, you need to have either a MyKAD with Touch n Go function, or physical Touch n Go card(s).

Tap on the PayDirect icon in the Services section of the TNG eWallet main screen, then tap on the View TNG Card button and then the Add A New Card button on next screen to add your card(s) to PayDirect.

You will need to key-in the 10-digit Card Serial No. to add the card to PayDirect function. For MyKAD, you can load some money into its Touch n Go function and obtain the Reload Receipt. The 10-digit MFG / Serial No. is printed on the Reload Receipt.

PayDirect is a function whereby you use your physical card to pass through a participating toll, and the toll fee will be deducted from your eWallet instead of the card itself. If you have 100% toll rebate, the toll fee will be refund into your eWallet.

If you have used Touch n Go PayDirect or RFID tag to pass though a toll, you will get free Personal Accident coverage (worth RM10,000) until 31 December 2019 underwritten by Allianz General Insurance Company (Malaysia) Berhad. You can contact with Allianz General insurance for enquiry or claim of this free PA coverage.

If you are entitled for this free Personal Accident coverage, you will receive an email from TNG Digital with the content as below:

Note that the 100% toll rebates promotion period for new eWallet account referrals is until 31 December 2019.

The 100% toll rebates promotion period for PayDirect activation is until 31 October 2019.

In order to get the free PA entitlement, you need to pass a toll using PayDirect or RFID tag before 31 October 2019.

Reference from Touch n Go website.