tag:blogger.com,1999:blog-2545087007255463939.post8027769984208430590..comments2024-03-22T17:39:32.492+08:00Comments on The 8th Voyager: Making good use of flexible home loan with online bankingVoyager8http://www.blogger.com/profile/09156670205944135447noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-2545087007255463939.post-19963120509631494082014-04-14T14:15:50.839+08:002014-04-14T14:15:50.839+08:00@Shah Salleh
Yes, the excess can be transferred o...@<a href="#c4264450752407804312" rel="nofollow">Shah Salleh</a><br /><br />Yes, the excess can be transferred out at any time, subject to the terms and conditions of your financing institution.<br />Voyager8https://www.blogger.com/profile/09156670205944135447noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-42644507524078043122014-04-14T12:25:07.722+08:002014-04-14T12:25:07.722+08:00Hi, thanks for the info. If my flexihomeloan bala...Hi, thanks for the info. If my flexihomeloan balance is RM240000. and i pay around RM60k as excess payment. Can i make a transfer of RM60k to my other bank account?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-11857512851827175242012-06-29T20:39:10.258+08:002012-06-29T20:39:10.258+08:00Sir,
it's a very helpful article on home loan...Sir, <br />it's a very helpful article on home loan for Making good use of flexible home loan with online banking. Thanks alot for sharing, specially thanks as a home loan seeker.<br />for more:http://goo.gl/txQYZAnonymoushttps://www.blogger.com/profile/00570092241073697491noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-90801765780455305362009-02-14T13:30:00.000+08:002009-02-14T13:30:00.000+08:00I agree with u that BLR-1.85% is not attractive.Bu...I agree with u that BLR-1.85% is not attractive.<BR/>But I am looking for bank loan that can give OD facility.<BR/>Normal flexiloan the principal loan amount will reduce yearly.<BR/>Mean yr loan amount is RM100K, 1st year u wil have rm100K, 2nd year you may only hv RM97K and it reduce yearly. but with OD facility, the loan amount is fixed at RM100K thru out the loan tenure.<BR/><BR/>Do u know anyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-69786836515980504412009-02-13T20:57:00.000+08:002009-02-13T20:57:00.000+08:00Thx, this is an informative post. I'm also using f...Thx, this is an informative post. <BR/><BR/>I'm also using flexible home loan.<BR/>I share your view:<BR/>Flexible home loan is suitable for people who will put excess payment;<BR/><BR/>it is not suitable otherwise. It may become an excuse to delay payment and end up paying more interest.<BR/><BR/>WY (flyingfish of CARI)WYhttps://www.blogger.com/profile/00687384573537625332noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-74347705733731186392009-02-12T22:55:00.000+08:002009-02-12T22:55:00.000+08:00Hi,BLR-1.85% isn't that attractive, as quite a lot...Hi,<BR/><BR/>BLR-1.85% isn't that attractive, as quite a lot of people can get BLR-2% and above nowadays.<BR/><BR/><A HREF="http://www.bankinginfo.com.my/04_help_and_advice/0401_useful_tools/comparative_tables/pop_up/housing_loan_1survey.php" REL="nofollow">You can always check for the bank rate and package detail by clicking here.</A>Voyager8https://www.blogger.com/profile/09156670205944135447noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-47639753047178546982009-02-12T21:15:00.000+08:002009-02-12T21:15:00.000+08:00What is bank interest rate?I am thinking to refina...What is bank interest rate?<BR/><BR/>I am thinking to refinance my hse thru an OD package.<BR/>The rate is very attractive at BLR-1.85%.<BR/><BR/>ThksAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-90984426910422837212009-02-10T23:17:00.000+08:002009-02-10T23:17:00.000+08:00Hi,Yes, you can.Hi,<BR/><BR/>Yes, you can.Voyager8https://www.blogger.com/profile/09156670205944135447noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-38651886321117648562009-02-10T20:51:00.000+08:002009-02-10T20:51:00.000+08:00If the outstanding loan is $100,000 ,can we bank i...If the outstanding loan is $100,000 ,<BR/>can we bank in $99,999 as excess payment, and reduce the interest charged on us to zero (almost)????<BR/><BR/>just curious the way that a flexi loan is working...<BR/><BR/>thanks<BR/><BR/>davidAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-22372859454033524722009-02-09T23:28:00.000+08:002009-02-09T23:28:00.000+08:00Hi,I can transfer money out using GIRO transfer in...Hi,<BR/><BR/>I can transfer money out using GIRO transfer in Citibank Online. The transaction fee is RM2 per transfer.Voyager8https://www.blogger.com/profile/09156670205944135447noreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-65474649183893716042009-02-09T19:23:00.000+08:002009-02-09T19:23:00.000+08:00strategic plan like this is very effectivestrategic plan like this is very effectiveAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2545087007255463939.post-44065144217376767482009-02-09T15:15:00.000+08:002009-02-09T15:15:00.000+08:00very good strategy.. :)When I make a new share inv...very good strategy.. :)<BR/><BR/>When I make a new share investment which requires me to bank in money into my trading account, I can also make an external transfer from my FlexiHome loan account to my share trading account using the same online facility too.<BR/><BR/>How you tfr money to share trading account? Chq?<BR/><BR/>ThkAnonymousnoreply@blogger.com