The Employment Injury Insurance Scheme of SOCSO

The Employment Injury Insurance Scheme of SOCSO provides protection to employees who suffer from accidents arising from work.

Its coverage includes:

• Commuting accident while travelling to and from work, and while travelling to and from place for taking meals during work, and also during business journey related to work.
• Accident that happens while performing official duty.
• Occupational diseases due to hazards by the nature of work and those listed in the Fifth Schedule of the Employees' Social Security Act 1969.

The benefits provided include:

• Medical benefit - free treatment under the coverage at a SOCSO Panel Clinic or any government hospital or clinic. Reimbursement for medical expenditure incurred at a non SOCSO Panel Clinic may only be submitted for consideration.
• Temporary Disablement Benefit - employee who has been certified by a doctor to be unfit for work for not less than 4 days including the day of the accident is eligible for this benefit. This benefit will be paid for the period the employee is on medical leave.
• Permanent Disablement Benefit - employee who has been certified by a Medical Board or an Appellate Medical Board to be suffering from permanent disablement as a result of an employment injury is eligible for this benefit. The employee may continue to work while receiving this benefit.
• Constant Attendance Allowance - this allowance is paid to an employee who is suffering from permanent total disablement or 100% loss of earnings capacity, and is so severely incapacitated that he constantly requires the personal attendance of another person.
• Funeral Benefits - where an employee dies as a result of an employment injury or while receiving disablement benefit, an amount of RM1,500 will be paid to the eligible next-of-kin.
• Rehabilitation Benefit - SOCSO provides facilities for vocational and physical rehabilitation free of charge to employee who suffers from permanent disablement.
• Dependant's Benefit - Where an employee dies as a result of an employment injury, the dependants are entitled to this benefit.
• Education Benefit - this benefit comes in the form of a loan or scholarship given to dependant children of an insured employee who is in receipt of a monthly benefit, provided that the dependent children fulfil the eligibility conditions set by SOCSO.