The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced quite a disappointing dividend for year 2021 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of Simpan SSPN Prime which formerly known as SSPN-i, and Simpan SSPN Plus which formerly known as SSPN-i Plus) on 22 February 2022.
The 2021 SSPN dividend payout rate is only 3%, amounting to RM206.25 million. This rate is the second-worst since inception, just slightly above the worst dividend in 2009 of 2.5%.
This 3% dividend will be credited into our SSPN accounts respectively on 25 February 2022.
According to PTPTN, the number of SSPN accounts opened to date is 5.24 million.
Historical SSPN-i dividend payout rate is as below:
- 2021: 3.00%
- 2020: 4.00%
- 2019: 4.00%
- 2018: 4.00%
- 2017: 4.00%
- 2016: 4.00%
- 2015: 4.00%
- 2014: 4.25%
- 2013: 4.25%
- 2012: 4.25%
- 2011: 3.75%
- 2010: 3.25%
- 2009: 2.50%
- 2008: 4.00%
- 2007: 4.00%
- 2006: 4.00%
- 2005: 4.00%
- 2004: 3.00%
You can proceed to the Online SSPN-i Statement of Account website to check the transactions and amount of savings in your kid's SSPN account.
You are also highly encouraged to read about Online paying PTPTN / SSPN-i with credit card through Boost.
Beside that, the Ganjaran Kesetiaan Simpan SSPN Prime 2022 campaign is now launched and active until 30 April 2022. You can enjoy a 1% return for new money exceeding RM500 that you put into your account during the period, provided that no withdrawal of any money from your account until 31 July 2022. Maximum amount to be given under this campaign would be RM8,000 per account.
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