When I accessed to the Citibank's website today, I'm attracted by a new banner that Citibank has come out with new co-branded VISA credit card with Giant.
Holders of this new credit card are entitled for up to 10% rebate on their first spending with Giant if the card is applied before 15 July 2008 and the first spending is done before 31 August 2008. The rebate will be given in the form of cash voucher delivered together with the monthly credit card statement, and maximum rebate for the month is RM50 only.
Beside that, the card will enjoy a 2% rebate on all purchases made at Giant stores nationwide, and up to 1% rebate on other purchases outside Giant.
It will also enjoy benefits in purchase-with-purchase programs and members-only priced items in Giant.
1st year annual fee is waived. After that, annual fee will be RM90.
Person who apply for this credit card can also get an Olympus FE-330 8.0MP Digital Camera for RM349 (usual price RM829), with a delivery charge of RM50.
Click here for more detail about this Giant-Citibank VISA card.
我也是打算要申请这张卡，不过有几个隐忧/疑问：
ReplyDelete1. 年费只是waive一年（不知会不会自动waive下一年）
2. rebate金额需不需要等到累计到一个数目才会进钱给我。（因为Citibank Shell card需要累计到RM20才拿到回扣）
3. 多一张卡，我就多一项IBG了，费用1块钱。
其实现在我用着的shell card是classic卡，汽油回扣区区1.5%。而联昌银行offer 2.0%,适用于各大油站，但是只限买燃油罢了。我写了信要求citibank提升至金卡。如果被拒绝，我就cancel该shell card了。
现在各大银行出尽法宝，以现金回扣来吸引客户，嗬嗬！
junk,
ReplyDelete嘿... 原来你的 blog 换名了，难怪原来的 URL 进不到了。
这张卡的 rebate 是给 voucher 的，跟账单一起来。
CIMB 那张只提供回扣给在 Petronas 打油而已的，RHB 那张才是适用于各大油站的，回扣高达 5% 但是有期限的。
关于 RHB 卡的文章
CIMB does offer 2% rebate at all petrol pump. I have try it before, it rebate 2% to me by reduce my month-end balance.
ReplyDeleteREAD the fine prints.... You can only get the 2% .. IF you have a very high outstanding balance in your card!!!!
ReplyDeleteHi,
ReplyDeleteThe "fine print" should read like this and self explain:
"Regardless of the amount of the carry forward balance, Co-Brand Cardholders who spend on Giant Products and Services are entitled to receive a total rebate of 2% for all Giant Products and Services.
All spending on Non-Giant Products and Services by Co-Brand Cardholders except for spending on fuel and petrol are entitled to receive a total rebate of 0.5% for carry forward balance of RM0 to RM 2,000.00 and earn rebate of 1% for carry forward balance more than RM 2,000.00."