After a long waiting, the Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has finally announced the dividend for year 2022 for the education savings schemes SSPN (Skim Simpanan Pendidikan Nasional, consists of Simpan SSPN Prime which formerly known as SSPN-i, and Simpan SSPN Plus which formerly known as SSPN-i Plus) on 5 April 2023.
The 2022 SSPN dividend payout rate is only 3.05%, amounting to RM266.17 million. This rate is just 0.05% higher than last year disappointing dividend of 3.00%.
This 3.05% dividend has already credited into our SSPN accounts respectively on 6 April 2022.
According to PTPTN, the number of SSPN accounts opened to date is 5.73 million.
Historical SSPN-i dividend payout rate is as below:
- 2022: 3.05%
- 2021: 3.00%
- 2020: 4.00%
- 2019: 4.00%
- 2018: 4.00%
- 2017: 4.00%
- 2016: 4.00%
- 2015: 4.00%
- 2014: 4.25%
- 2013: 4.25%
- 2012: 4.25%
- 2011: 3.75%
- 2010: 3.25%
- 2009: 2.50%
- 2008: 4.00%
- 2007: 4.00%
- 2006: 4.00%
- 2005: 4.00%
- 2004: 3.00%
You can proceed to the new MyPTPTN website to check the transactions and amount of savings in your kid's SSPN account.
Beside that, the Ganjaran Kesetiaan Simpan SSPN Prime 2023 campaign is now launched and active until 30 April 2022. You can enjoy a 1% return for new money exceeding RM500 that you put into your account during the period, provided that the SSPN account you opened for your kid's education saving is before year 2020, and no withdrawal of any money from your account from 5 April 2023 onwards until 30 September 2023. Maximum amount to be given under this campaign would be RM8,000 per account.
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