A family visit to Sewing World Gallery @ Sky Park One City Mall

In the older generation not too long ago, sewing machine had been a common item found in many household. At that time, sewing (and perhaps knitting, too) was an essential skill learnt by most housewives.

Then, sewing machine had been unconsciously become lesser and lesser seen in household nowadays. It prone to become industrial item found in clothes and fashion factories.

Meanwhile, the Mostwell Group which is the sole distributor of Janome sewing machines in Malaysia has been endeavoring to bring back the continuation of sewing arts and crafts into today's households by organizing numerous events, trainings and programmes to teach everybody from age 7 onwards who are interested to learn about sewing to master the skill.

The Sewing World Gallery located at 1st floor of Sky Park @ One City Mall with close proximity to the LDP USJ toll (accessible via a junction near to Shell petrol station) is an over 10,000 square feet gallery showcasing many sewing products made by their students. There, you will open your eye to realize that sewing is indeed a kind of arts and crafts similar to drawing, calligraphy, pottery, painting, etc.

 

Entrance to the Sewing World Gallery is free of charge. Inside the gallery there is also a small museum of sewing machines and tools, a small auditorium, and a classroom for interested parties to sign up for their sewing classes.

Sewing inspires creativity. They show you how old jeans can be transformed into new life as cushions, handbags, and other creative items.

There are also interested stuffed toys, some of which are as big in size as a human.

Inside the gallery, you can also find the largest bag in the world recorded in Guinness World Records which is as large as a garage.

There is also the largest display of handmade fabric flowers recorded in Guinness World Records, showcasing 99 names of Allah (known as Asma'ul Husna).

The Sewing World Gallery is really a nice educational place to spend your leisure time with your family and friend. If I am not mistaken, it is the first and only gallery of its kind in Asia.

PTPTN announced 2017 dividend for SSPN-i and SSPN-i Plus (now SSPN1M)

The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced dividend for year 2017 for the education savings schemes SSPN-i (Skim Simpanan Pendidikan Nasional) and SSPN-i Plus (now both of them combined and known as SSPN1M) on 30 January 2018.

The 2017 SSPN1M dividend payout rate is 4%, amounting to RM92.56 million. This rate is the same as previous payout for 2015 and 2016.

 In 2017, the amount of deposits in  SSPN1M was RM727.40 million, surpassing the original target of RM550 million, with 447,039 new accounts opened by depositors.

According to PTPTN, the number of SSPN1M accounts opened to date is 3.2 million, with deposits amounting to about RM3.3 billion.

Historical SSPN-i dividend payout rate is as below:

• 2017: 4.00%
• 2016: 4.00%
• 2015: 4.00%
• 2014: 4.25%
• 2013: 4.25%
• 2012: 4.25%
• 2011: 3.75%
• 2010: 3.25%
• 2009: 2.50%
• 2008: 4.00%
• 2007: 4.00%
• 2006: 4.00%
• 2005: 4.00%
• 2004: 3.00%

You can proceed to the Online SSPN-i Statement of Account website for checking of the transactions and amount of savings in your kid's SSPN1M account.

How to apply for MyDeposit to get government to pay for deposit of your 1st home

If you are a Malaysian who plans to buy the first home in your lifetime, you ought to act quickly to apply for the MyDeposit Scheme so that the government will pay for the 10% deposit of your first home for the amount up to RM30,000. As long as the terms and conditions are met, you need not repay back this money to the government.

This will definitely able to help you to save a substantial amount of money to own your first home.

Application for MyDeposit Scheme has already been opened since 15 December 2017 and will be closed on 15 February 2018.

Among the terms and conditions for this MyDeposit Scheme are:

• You must be a Malaysia citizen.
• Application can be made as a household (husband and wife) or as an individual for unmarried persons.
• It must be for the first home in your lifetime. For husband and wife, both of them cannot own any home under their name before or during the application.
• Age of applicant must be 21 years old and above.
• The applicant must be earning a monthly income (in order to be eligible to buy a home), and the household monthly income must between RM3,000 to RM15,000.
• You must have a clean CCRIS record.
• The home to be bought must be from a new housing development project. It is NOT applicable to buying of subsale home, building house on a land with own contractor, PR1MA, PPA1M, RUMAWIP, PPR, MyHome and any Rumah Mampu Milik.
• The price of the home (as stated in S&P document) must not exceed RM500,000.
• You have not signed the S&P of the home before getting approval of your MyDeposit application.
• You must sign the S&P with your developer within 30 days after getting approval for your MyDeposit.
• The approved amount of money will be paid directly to your developer.
• You cannot rent out the home under this scheme. It must be for your own family stay only.
• You cannot sell the home within 10 years from the date of S&P.

Under normal situation, you are not required to return your approved MyDeposit money to the government. However, you will need to return it to the government under the following condition:

• You are not able to fulfil the home loan instalment and the home is put on bank auction.

To apply for this MyDeposit Scheme, you need to register an online account in SPRN website and follow the instruction from there.

Click here for more information about this MyDeposit Scheme.

Good luck!

RM500 matching grant (GS500) to be given free to SSPN new deposit in 2018 for primary school beneficiaries

On top of the recent good news about SSPN-I tax relief of RM6000 max has been extended until year 2020, the National Education Savings Scheme (Skim Simpanan Pendidikan Nasional, SSPN-i) setup by the National Higher Education Fund Corporation (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) for the purpose of higher education has on 2 January 2018 announced another good news for all existing and new SSPN depositors whose beneficiary is studying in primary school.

The good news is...

The government has allocated a fund for the first 500,000 existing and new SSPN depositors who deposited at least RM500 new fund into their account during 2018, whose beneficiary is studying in primary school. These accounts will received a free matching grant incentive of RM500 in their SSPN account (Insentif Geran Sepadan Percuma RM500 a.k.a. GS500).

 

The terms and conditions are for this GS500 are as follow:

• This RM500 free matching grant incentive is only allocated to 500,000 eligible SSPN accounts on and first come first serve basis.
• The age of the beneficiary of the SSPN account is between 7 to 12 years old or is studying in primary school in Malaysia.
• New fund of RM500 must be deposited into the SSPN account between 1 January 2018 to 31 December 2018 (deposit - withdrawal >= RM500).
• This RM500 free matching grant incentive can only be withdrawn after the beneficiary has reached the age of 18 years old, or during closure of account due to either the depositor or beneficiary has passed away.
• This RM500 free matching grant incentive cannot be used for tax relief.
• This RM500 free matching grant incentive will be automatically given to the eligible SSPN accounts. There is no form to be filled up.

Fund can be deposited into existing SSPN account using FPX real-time online payment after login into the online SSPN-I Statement of Account website.

Source of reference:

• Simpanan RM500 Percuma, RM500 Untuk 500,000 Pelajar

 

 

SSPN-i tax relief of RM6000 max has been extended until year 2020

You might be awared that the National Education Savings Scheme (Skim Simpanan Pendidikan Nasional, SSPN-i) setup by the National Higher Education Fund Corporation (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) for the purpose of higher education is able to provide you personal income tax saving, which is one of the good personal finance means for resident individuals to reduce their payable income tax.

The maximum amount of personal income tax relief for new saving deposits placed in SSPN-i for the benefit of your children during each year of assessment is RM3,000. This mean if your children's SSPN-i account is deposited with RM3,000 additional savings (new deposit - withdrawal = RM3,000) in the year, you can deduct your taxable income for the year by the same amount of RM3,000.

If the additional savings during the year is less than RM3,000, you can deduct your taxable income for the year by the same amount, which is less than RM3,000.

If the additional savings during the year is more than RM3,000, you can deduct your taxable income for the year by RM3,000 only, as RM3,000 is the maximum.

However, National Budget 2013 had announced that this maximum amount of SSPN-i tax relief be doubled to RM6,000 for a period of 6 years from assessment year 2012 until 2017. The maximum amount will fall back to RM3,000 after 2017.

Now, the good news is, National Budget 2018 announced on 27 October 2017 has further extended  this SSPN-i maximum RM6,000 tax relief period for another 3 years, which will continue from assessment year 2018 until 2020.

This means that the maximum tax relief from SSPN-i new deposits will remain as RM6,000 until assessment year 2020.

Auspicious dates in 2018 for housewarming, open house, party, gathering, etc.

Here is the list of auspicious dates in 2018 for organizing and hosting meet-up with friends and/or relatives (会友), which is produced based on the Chinese almanac Tong Shu.

The dates are applicable for housewarming, open house, home party, gathering, potluck, and any other similar functions to meet up with friends and/or relatives. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for baby first haircut (Mundan) in 2018

In many culture, religion and/or tradition, the first haircut of a baby is considered an important milestone for his/her life. The day is known as Mundan, Chadakarana, Halaqah, Upsherin, etc.

Here is the list of auspicious dates for baby first haircut in year 2018, which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates in 2018 for getting a baby or childbirth

Here is the list of auspicious dates in 2018 (year of Dog) for getting a baby (求嗣), which is produced based on the Chinese almanac Tong Shu.

The dates have good element(s) to embro/faetus. Traditionally, the dates are referred for conception planning (making love and expecting a baby to the family). Nowadays, people also make reference to them for Caesarian delivery of new born. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for marriage proposal or engagement in 2018

Before becoming the life partner, marriage is proposed by lover and engagement is made.

Here is the list of auspicious dates for marriage proposal or engagement in year 2018 (year of Dog), which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

Auspicious dates for wedding / marriage in 2019

Many couples plan for their wedding more than 1 year ahead in order to have sufficient preparation time.

Here is the list of auspicious dates for wedding/marriage in year 2019 (year of Boar), which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

If you are looking for auspicious dates for wedding / marriage in 2018 (year of Dog), click here.

My Snapware Eco Grip 600ml glass drinking water bottle

To keep myself well hydrated at work, I have bought a Snapware Eco Grip 600ml glass drinking water bottle at AEON department store. This drinking bottle with premium quality comes with a price slightly higher than normal plastic or aluminium drinking bottle. Luckily AEON was giving a 30% discount when I made the purchase.

Anyhow, its price is still comparatively cheaper than glass drinking bottle for some other brands.

This drinking bottle is FDA compliant, totally free of Bisphenol-A (BPA), and dishwasher safe too. It can be used to contain either hot, cold or warm water and beverage.

I prefer glass bottle than plastic or metal as glass is non-toxic and has non-porous surface that won't accumulate bacteria or residual. Besides, the glass is transparent in nature, easier for us to detect any contamination or change to the liquid inside the bottle. Glass material also won't have chemical reaction to the liquid it contains, which could be neutral, alkaline or acidic in nature. It also won't melt or release harmful chemical under direct sunlight.

The type of glass used for this Snapware product is borosilicate, which has higher resistant to thermal shock and less dense (weight lighter) than normal glass. Borosilicate glass is commonly used in laboratory glassware, medical devices and cookware. Its working environment can go as low as -20 degree Celsius to as high as 400 degree Celsius. However, being a glass material, it is not recommended for it to undergo a sudden huge temperature change within short period of time (don't take it out from a freezer and directly heat it up in a microwave oven).

Being a glass bottle, it is easy to break if not handled with care. The Snapware Eco Grip comes with a Neoprene sleeve with nylon strap. This non-slip sleeve covers most part of the glass bottle, protecting it from accidental breakage to a certain extend. It also provides a comfortable and easy grip, couple with the ergonomic bottle design.

Neoprene is the same material used in diving suit and certain swimming suit. It is waterproof and heat resistant in nature. This means you can hold the bottle without much problem even if the water inside is cold to freezing point or hot to boiling point.

The cap of this bottle is very easy to open and close, without the need of much twisting and turning compared to normal bottle cap. It is designed to be leak proof too.

Its size is just right, easy to put in bag and carry along. With only 600ml capacity, it won't feel heavy even when fully filled with water. Some people might prefer bigger capacity such as 1 litre, 1.5 litre or even 2 litre container, which will be heavier to carry. However, 600ml is not enough for whole day drinking. It needs refilling during half-day.

Snapware has another similar product called Eco Flip which is taller but thiner. Take note that the Eco Flip drinking bottle has even smaller capacity of 500ml only.

Malaysia schools terms and festival holidays (Chinese New Year, Hari Raya Aidilfitri & Deepavali) in 2018

Here are the Malaysia schools' term holidays in 2018 as announced by Ministry of Education (a.k.a. Kementerian Pendidikan Malaysia, KPM).

Schools in Group A (Johor, Kedah, Kelantan & Terengganu) will start their term holidays 1 day earlier than those in Group B (Perlis, Penang, Perak, Selangor, N.Sembilan, Melaka, Pahang, Sabah, Sarawak, KL, Putrajaya, Labuan).

As a result, Group A will have 1 more day of Year End Holidays than Group B.

As you can observe from the tables above, certain public holidays will fall within the school term holidays.

Below are the Malaysia schools' festival holidays in 2018 for Chinese New Year, Hari Raya Aidilfitri and Deepavali, as announced by Ministry of Education (a.k.a. Kementerian Pendidikan Malaysia, KPM).

Note that individual school can apply for additional off days  during these festival holidays period, which might subject to having replacement class for the additional off days applied.

The 2018 festival holidays for schools in Group A, which weekends fall on Friday and Saturday, are as follow:

 

The 2018 festival holidays for schools in Group B, which weekends fall on Saturday and Sunday, are as follow:

 

You might notice that the number of days for all these 3 festival holidays in 2018 are much shorter than 2017, which has 9 days for each of the festivals respectively.

Besides, since Hari Raya Aidilfitri in 2018 fall within the Mid-Year Holidays period, and also Hari Raya Qurban in 2018 fall within the Term 2 Holidays period, there will be no extra holiday for the schools during these 2 festivals.

For your knowledge and information:

• Chinese New Year falls on the first day of the first month of a new Chinese lunar calendar year.
• Hari Raya Aidilfitri (a.k.a. Hari Raya Puasa) falls on the first day in Shawwal (the 10th month in Islamic calendar year) after the last fasting month of Ramadan (the 9th month in Islamic calendar year).
• Deepavali celebrated in South-India, which followed by the Indian race in Malaysia and Singapore, falls on Ashvina Krishna Chaturdasi which is the lunar day before the new moon (Amavasya) in the Hindu lunisolar calendar. The date is between mid-October to mid-November every year.

KidoCode HoC Computer programming class for young children and teens

I came across KidoCode in an education fair. KidoCode is a computer coding and maths training center targeting children of age group from 6 to 18, founded by 2 Iranian (Hossein a.k.a. Unclecode and Maysam) who are very passionate in educating the young generation about computer programming, logical thinking and mathematics.

I have brought my kid to attend their 4 hours free trial class at their HQ in Solaris Mont Kiara (above Cold Storage supermarket). That 4 hours session enabled us to know more about them, took a look and feel about their learning environment, let the kid to have hands-on introductory class about computer programming, which included simple programming to create mobile app in an Android tablet, and electronic programming on an Arduino kit. This is essential to ensure the kid likes the learning environment and the curriculum before making decision whether to enrol with them or not.

Parallel with the kid's 4 hours free trial class, there was also a 1 hour session for parents for them to introduce their value proposition, their unique way of running the classes, curriculum and syllabus. I am pretty impressed with their holistic vision, mission and plans to train Asian children to be competent in computer programming for fun and profit (yes, they encourage entrepreneurship after the kid has created something awesome in their journey of codings). As a result, I have enrolled my kid to their 50 Hours of Code (HoC) programme.

The 50 HoC is an introductory course for the kid to build up the necessary foundation in computer programming. A minimum of 50 hours is allocated for the kid to complete the course. 50 hours is the minimum because they'll give bonus hours to the kid based on several promotional criterias, at no additional charge, which could added up to over 80 hours.

This 50 HoC introductory course comes with a K-Box which the kid can bring home for own practice and continuous development, which contains:

• Arduino board with electronic components
• Raspberry Pi 2 with WiFi adapter and Case
• Android smartphone for mobile apps and games programming
• Some free gifts

All the following subjects will be covered in the 50 HoC programme:

• Python programming language with Turtle graphics using online KStudio IDE

• Mobile apps development using MIT App Inventor

• Electronics programming using Arduino and Raspberry Pi

• Web development using Cloud9

• Game programming
• Information security

The HoC is consumed at KidoCode training centers. The kid will learn at his own pace. Fast learners will learn more in-depth and given more challenging exercises, while slow learners are still able to go through the breadth of learning though not as deep. Beside the kid, the parents (both father and mother) are also given the same amount of HoC at no additional charge, for them to optionally learn the same course together with their kid, and each of daddy, mummy and kid will be learning at their own respective pace and could go through different learning path.

KidoCode is opened from 10am to 10pm daily including weekends and public holidays. Other than the first Welcome Session which needs to make appointment prior to attending, the kid (and parents) can walk in anytime during the operating hours to consume their HoC. A dedicated computer will be allocated, and personal trainer will attend to the kid (and parents) throughout the session. Students can take their break at anytime, which will stop their HoC hour glass counter, only to resume when the break is over. Free flow of food and drinks is provided at the premise.

 After the 50 HoC course, the kid can proceed with more advanced courses including:

• Code and maths (30 HoC)
• Mobile apps development (100 HoC)
• Electrogramming (80 HoC)
• Game coding (70 HoC)
• Web development (100 HoC)
• Computer security and cryptography (40 HoC)
• Geek coding (100 HoC)
• BioInformatics (50 HoC)

You can find out more information about KidoCode by visiting to their website.

If you are also interested to attend their 4 hours free session, you can click here to locate the online registration form.

Norton Family - parental control and monitoring software to enforce Internet house rules with kids

Norton Family is one of the bundled components in Norton Security Premium subscription offered by Symantec. There is also a standalone product called Norton Family Premier selling at cheaper subscription price but without other components in Norton Security bundle.

With an active subscription of Norton Family, you can install it in multiple devices (computers, smartphones and tablets) up to the maximum number as stated in the subscription package, for multiple headcount of kids.

With Norton Family, you can communicate with your kids and set individual house rules for them to use the computer and smart mobile devices, including what and where they are allowed and disallowed to access in the Internet.

Norton Family comes with a set of generic house rules for your kids according to their age group, which you can customize and fine tune further.

The house rules are formed by the following categories of supervision:

• the kind of websites that are allowed and disallowed to visit
• the time periods that are allowed to use the device
• the maximum number of hours allowed for each individual day in the week to use the device
• monitoring of keywords typed in search engines
• content filtering for search engines
• monitoring of social network activities
• monitoring of online video streaming
• monitoring of text messaging activities
• monitoring of mobile apps installation and uninstallation
• monitoring of device location

The default web supervision house rules by age is as below:

The default time supervision house rules by age is as below:

Norton Family will email you weekly and monthly reports about your kids' monitored Internet activities. Whenever there is possible violation of house rules, you will be informed too.

Norton Family is able to help you as parent to safeguard your kids from:

• Getting addicted to computer and smart mobile devices by enforcing reasonable daily time limit.
• Accessing to online information that you don't want them to access, such as 18+ contents.
• Phishing, scamming and cyber-bullying by restricting leakage of personal information and monitoring of social network and messaging activities.
• Installing or uninstalling mobile apps without your notice.

It can also track the device's location for you to know its whereabouts.

This software is no doubt loved by parents and hated by kids.

Malaysia year 2018 national and state public holidays announced

The official 2018 national and state public holidays in Malaysia has been announced by Cabinet, Constitution and Inter-Government Relation Division (BKPP), Prime Minister Department.

There are 14 days of national holiday (12 national holidays, whereby Chinese New Year and Hari Raya Puasa have 2 days of holiday respectively, and all the rest are 1 day).

3 of them fall on Friday, 2 fall on Saturday, 2 fall on Sunday, but none of them fall on Monday. However, there are 6 of them fall on Tuesday, so you will enjoy a long weekend if you take Monday off before the Tuesday public holiday. Most of the states will have around 4 state holidays in addition to the national holidays.

 

Chinese New Year falls on Friday and Saturday (16th and 17th January 2018). Hari Raya Puasa also falls on Friday and Saturday (15th and 16th June 2018). Deepavali falls on Tuesday (6 November 2018).

 

Click here to download the table of Malaysia year 2018 gazetted national and state public holidays.

The 5 Steps required to make your right decisions

Every now and then, we make decisions. Some are just small decision with minimal future effect, while some are significant and will change the history.

While we are aware that make the right decision is important, all of us cannot escape from having numerous occasions of making decisions which we regret later.

Patrick McDaniel of WiseInsights.net has written a report called "The Scientifically Proven 5 Step Process To Making Better, More Successful Decisions" which you can freely download here.

Below is my summary of what I've learnt from McDaniel's report.

1. Be open minded to all possibilities and options

• If you have bias, your favoured choice could be a disaster.
• Listen carefully to your inner self, or your God's guidance.

2. Expand your choices

• Do not rely solely on single option, because that single option has 65% chance of likelihood leading to a bad decision.
• Instead of looking through binoculars and fixating on the single, apparent option before you, it is better to take a 360 degree, 3-dimensional panoramic view of the situation and your possibilities.
• Ways to increase your perceived options including:
• Talk to others
• Consider your opportunity costs
• Remove the current option and think about what other way you could have
• Mix and match possible options

3. Expose your bias

• Don't be fooled by your own confirmation bias by:
• Arguing the opposite with yourself
• Seek a contrarian
• Ask tough questions of your favoured option
• Run a test to dip your toe in the water

4. Escape your emotion

• Beware of your exposure effect (automatically and instinctively cling to the familiar).
• Your fear of loss can be irrational.
• You can be more rational by:
• Prospecting the future
• Defending your decision
• Counselling others

5. Prepare for the worst

• Beware of overconfident bias.
• Run a premortem.
• Set a tripwire, which could be time based or situation based.

Instruction manual for S-Sport Coolboss 30m water resistant watch

I have bought an S-Sport Coolboss 30m water resistant watch for my small kid. This made in China watch cost only RM11 at online store.

It is splash proof but not water proof, which means it can resist rain water, but cannot be worn for diving.

This watch has 4 buttons:

• L: Light
• M: Mode
• S: Start
• R: Reset

It is pretty tricky to set the watch without referring to the instruction manual, and that manual is just a piece of paper.

I am copying down its important instruction here, just in case the paper cannot be found in the future. If you also have this watch (or similar Coolboss watches) and you lost its instruction manual, you can bookmark this page and come back to here for future reference.

Displaying the date:

• In Normal Time mode, just press the "S" button to display current date.

Displaying the alarm time:

• In Normal Time mode, just press the "R" button to show the alarm time currently set.

Switching time display between AM/PM and 24 hour mode:

• In Normal Time mode, press "M" button 3 times to enter Time Adjustment mode.
• Then, press "R" button 2 times to enter Hour Display Adjustment mode.
• Press the "S" button to adjust the hour digit and the desired time display mode.
• When finished, press "M" to return to Normal Time mode.

Adjusting the time:

• In Normal Time mode, press "M" button 3 times to enter Time Adjustment mode.
• When the second figure is blinking, press "S" to adjust the second value.
• Press "R" to make the minute figure blinks, then press "S" to adjust the minute value.
• Pressing "R" continuously will switch among the hour, day, month and weekday value to be adjusted. Use the "S" button to adjust the blinking figure.
• Press "M" to return to Normal Time mode.

Setting the alarm time:

• In Normal Time mode, press "M" 2 times to enter Alarm Adjustment mode.
• Use the "R" button to toggle between hour and minute figure.
• Use the "S" button to adjust the blinking figure.
• Press "M" to return to Normal Time mode.

Using the stopwatch:

• In Normal Time mode, press "M" 1 time to enter Stopwatch Function.
• Press "S" button to start the stopwatch. Press "S" button again to stop the stopwatch.
• Press "R" button to reset the stopwatch.
• Press "M" to return to Normal Time mode.

Turn hourly chime on/off:

• In Normal Time mode, press and hold the "R" button.
• While holding the "R" button, press "M" button to toggle hourly chime on/off. When it is on, all the weekdays on top of the screen will have black background.

Turn alarm on/off:

• In Normal Time mode, press and hold the "R" button.
• While holding the "R" button, press "S" button to toggle alarm on/off. When it is on, the alarm indicator at the bottom will be shown.

Alarm snooze and stop:

• When the alarm is chiming, press "S" button to snooze. The alarm will chime again after 5 minutes.
• When the alarm is chiming, press "R" button to stop it.

Cold light lamp:

• Press the "L" button, the cold light will be on for 3 seconds.

PTPTN announced 2016 dividend for SSPN-i and SSPN-i Plus

The Malaysia National Higher Education Fund (Perbadanan Tabung Pendidikan Tinggi Nasional, PTPTN) has just announced dividend for year 2016 for both the education savings schemes SSPN-i (Skim Simpanan Pendidikan Nasional) and SSPN-i Plus respectively on 13 February 2017.

The 2016 SSPN-i and SSPN-I Plus dividend payout rate is 4%, amounting to RM76.74 million. This rate is the same as previous payout for 2015.

According to PTPTN, the number of SSPN-i accounts opened to date is 2.7 million, with deposits amounting to above RM2.6 billion.

There are only 53 thousand SSPN-i Plus accounts opened since its launch on 8 June 2015, and the deposited amount is RM15.8 million.

Historical SSPN-i dividend payout rate is as below:

• 2016: 4.00%
• 2015: 4.00%
• 2014: 4.25%
• 2013: 4.25%
• 2012: 4.25%
• 2011: 3.75%
• 2010: 3.25%
• 2009: 2.50%
• 2008: 4.00%
• 2007: 4.00%
• 2006: 4.00%
• 2005: 4.00%
• 2004: 3.00%

You can proceed to the Online SSPN-i Statement of Account website for checking of the transactions and amount of savings in your kid's SSPN-i account.

Malaysia schools festival holidays in 2017 (Chinese New Year, Hari Raya Aidilfitri & Deepavali)

Here are the Malaysia schools' festival holidays in 2017 for Chinese New Year, Hari Raya Aidilfitri and Deepavali, as announced by Ministry of Education (a.k.a. Kementerian Pendidikan Malaysia, KPM).

Note that individual school can apply for additional off days  during these festival holidays period, which might subject to having replacement class for the additional off days applied.

The 2017 festival holidays for schools in Group B, which weekends fall on Saturday and Sunday, is as follow:

The 2017 festival holidays for schools in Group A, which weekends fall on Friday and Saturday, is as follow:

For your knowledge and information:

• Chinese New Year falls on the first day of the first month of a new Chinese lunar calendar year.
• Hari Raya Aidilfitri (a.k.a. Hari Raya Puasa) falls on the first day in Shawwal (the 10th month in Islamic calendar year) after the last fasting month of Ramadan (the 9th month in Islamic calendar year).
• Deepavali celebrated in South-India, which followed by the Indian race in Malaysia and Singapore, falls on Ashvina Krishna Chaturdasi which is the lunar day before the new moon (Amavasya) in the Hindu lunisolar calendar. The date is between mid-October to mid-November every year.

Auspicious dates for wedding / marriage in 2018

Many couples plan for their wedding more than 1 year ahead in order to have sufficient preparation time.

Here is the list of auspicious dates for wedding/marriage in year 2018 (year of Dog), which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)

 

Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.