PCB 2010 income tax deduction rate

For your information, the Inland Revenue Board of Malaysia (a.k.a. Lembaga Hasil Dalam Negeri, LHDN) has come out a new Potongan Cukai Bulanan (PCB, a.k.a. Scheduled Monthly Tax Deduction) 2010 rate.

The monthly salary deduction amount, across all taxable income categories, is now slightly lesser than the previous PCB 2009 rate.

According to the previous 2009 rate, unmarried person earning monthly income of RM2,401 and above will be taxable, and the PCB deduction for them is RM13.

With the new 2010 rate, unmarried person will be taxable only when their monthly income exceeding RM2,451, and the PCB deduction for them is RM10 (previously was RM16 under PCB 2009).

Click here to download the new Jadual PCB 2010 schedule table.

Click here to download the previous Jadual PCB 2009 schedule table.

You might probably be interested to read about:

• How the PCB for bonus is calculated 

Redbook pamphlet: know your rights when stopped by police

When you are stopped or visited by somebody who claims to be police, how should you identify if the person is an authorized police or a faked one? What should you respond and what is your basic rights?

The Malaysian Bar (Badan Peguam Malaysia) published the famous Red Book: Police and Your Basic Rights (Polis Dan Hak-hak Asas Anda) in 2006 to inform citizens and non-citizens in Malaysia of their basic rights vis-à-vis the police.

Further to the overwhelming respond to the Red Book, they've then produced a 2 pages Redbook Pamphlet that outlines the powers of the police in relation to arrests, body searches and the remand process, and the public’s rights when stopped and questioned, and during detention.


The flowchart below is produced based on the information regarding public’s rights when stopped and questioned by police.
 

Make sure you ask for the Police Authority Card (Kad Kuasa Polis) from the officer when stopped. There are 4 different possible colours:

• Blue: Rank of Inspector and above
• Yellow: Below the rank of Inspector
• White: Reserve police
• Red: Suspended Police Officer. He has no authority to do anything to you. Walk away.

Here is how the blue and yellow cards look like...

Click here to download the Redbook pamphlet from Malaysian Bar (English).
Click here to download the Redbook pamphlet from Malaysian Bar (Malay).

I have just won RM15,000 cash! (scam SMS)

Just received an SMS from a number +60145512667 (a Celcom number huh!) saying that I've won RM15,000 cash. I wonder how they got my number, or they just send by random?

Well, this is it...

It is a very obvious scam SMS which trap their ignorance and greedy victims.

• From the commercial point of view, no company will give you large amount of money for no reason. Do you notice that those genuine commercial contests will require you to buy something from them, or read their advertisement, or do something for them (such as promoting them, etc.) or at least fill up a form (and thus... give your detail to their marketing department), before you can even join the contest and have a very limited chance to win?
• This SMS is full of spelling, grammar, punctuation mistakes. If want to scam also write properly lah!
• If a company requires you to call a number, it is always either a toll-free line, or a fixed line. You must get very suspicious if they ask you to call a mobile line, and don't even provide a name of the person at the other end.
  
• If they make use of some commonly known company name, such as Power Root, you can always call their office to check. Obtain their office number from their official website or trusted printed media, instead of the one provided in the SMS.
• If you still believe that you are so lucky to win, you can call in the number, but remember not to bank in even a single cent of money to them, not to disclose too much personal detail, especially not to disclose any of your bank number. If you want to accept the prize, make preference to walk in their office and receive a cheque, or receive by Paypal.