SoGoSurvey - free unlimited online survey platform for students

Nowadays there are quite a number of online survey platforms available in the Internet, many allow you to sign up a free trial account which will restrict you on the features and functions available, and most importantly, on these 3 crucial quotas:

• The maximum number of surveys you can have.
• The maximum number of questions per survey.
• The maximum number of responses you can accept.

SoGoSurvey allows you to sign up a free for life Basic Plan account with 15 surveys, 30 questions and 125 responses, which is pretty generous compared with most of its competitors. With these combination of quotas, you can probably run 1 or 2 serious online surveys and perform in-depth analysis to the responses using its built-in reporting tool.

If you are a student and your coursework requires you to conduct surveys, good news is you can request to upgrade from Basic Plan to Student Plan for free,  provided you've fulfil some simple requirements (click here or here for more detail).

With a Student Plan account, you'll get all the features and functions available to their Plus Plan (click here or here for more detail of available plans and their comparison), and most importantly, you can now conduct unlimited surveys with unlimited questions and receive unlimited responses, for free. This will enable you to make use of SoGoSurvey to conduct all the surveys needed in your entire course of study.

If you need to use more advanced features and functions, you can also further upgrade to Pro or Enterprise plan with big student discount. Beside students, SoGoSurvey also provides special discount for academic institutions, universities and non-profit organizations.

There are at least 3 steps in using SoGoSurvey. First, you design your survey, either creating from scratch, or copy from existing, or making use of ready made template in Survey Bank.

 

Then, you publish your survey and distribute your invitation to your target respondents. You can have each of the target respondents having a unique URL to access to your online survey, or to use a shared general URL. After you've collected some data, you can start analysing the responses using the Report tool.

You can also export the data to your own computer for your own keeping and analysing/reporting using your own tool such as MS Excel, SPSS, PSPP, etc.

Beside putting up surveys with Survey Tool, there are also step-by-step Poll Tool and Assessment Tool for you to conduct poll and/or assessment, which structure is less complicated than a survey.

SoGoSurvey's designer is WYSIWYG type. You can create single-lingual, bi-lingual or even multi-lingual surveys with it. You can organize your survey questions into separate pages. The survey pages will show nicely on browser screen, tablet screen and smartphone screen, which you can preview in the designer.

Simple branching of questions is available in Basic Plan. More complex branching is available in Student Plan, Plus Plan and onwards.

You will see a green colour keyhole icon for all the features and functions not available in your current plan. For example, available and unavailable question types for Basic Plan is as below.

Once you successfully upgraded to Student Plan or Plus Plan, your available question types will become as below.

With the Student Plan / Plus Plan, you are able to generate 2-level or 3-level cross tab reports, which is very handy in analysing data with relationship, particularly when linked with demographics, such as "how many females agreed with this?" and even "how many females at age 18-24 agreed with this?".

Some remarkable features in SoGoSurvey that I like including:

• It has an option to allow participants to print out a copy of their own survey response.
• Even after the survey has gone live, minor editing to the survey, such as making change in wording, is still possible.
• You can customize your survey's looks-and-feels by using the Visual Settings.
• It can generate beautiful reports, enabling you to perform in-depth analysis to your data collected.

Investing in ICULS (loan stock) in Bursa Malaysia

When a public listed company wanted to raise fund from shareholders and/or investors, it can either do it by issuing new equities (rights issue, private placement) or by issuing new loans (ICULS, bond).

Normally, to encourage subscription, free warrants are attached together during issuance, which will be detached and traded individually in the share market upon listing.

ICULS (Irredeemable Convertible Unsecured Loan Stock) is a kind of loan stock with the following 3 features:

• Irredeemable: you cannot redeem it for cash.
• Convertible: you can convert it into ordinary share at any time before its expiry, using the predetermined conversion method(s).
• Unsecured: it is not supported by any collateral. In the event of bankruptcy, there is no guarantee that you can get back any money from your loan stock holding.

On top of that, ICULS has the following entities in common:

• Expiry: similar to warrants, the ICULS will be burnt and of no value after its expiry date, if not converted into ordinary share. There may be a mandatory forced conversion upon expiry.
• Coupon rate: a predetermined fixed coupon interest rate, payable periodically at least once per year to its holder.
• Conversion method(s): traditional ICULS comes with a conversion ratio for its conversion to ordinary share. For example, a 2:1 conversion ratio means you need to use 2 ICULS to get 1 ordinary share. Nowadays, certain ICULS also provides a second option for holder to convert 1 ICULS into 1 ordinary share, by paying a predetermined conversion price (similar way with warrants).
• Premium/Discount: similar to warrants, the ICULS is trading with a price. When the ICULS conversion cost higher than its mother share price, it is said to have a premium. Otherwise, it is at a discount. If an ICULS has more than 1 conversion methods, each method will have individual premium/discount.

ICULS can give you the benefits of a bond that pays interest, until it is converted into equity.

For example, PUC-LA (0007LA) is a 3-years ICULS listed in Bursa Malaysia within the period of 2016-2019. Click here to read its profile for important information about this ICULS.

It has a nominal value of RM0.05 and a coupon rate of 4% per annum, payable on annual basis in arrears. This means if you have PUC-LA, you will get an interest payment of RM0.05 x 4% = RM0.002 per ICULS per year. If you have 1 million PUC-LA, you will get RM2,000 per annum as the interest payment.

Its maturity date is on 15 February 2019, which is 630 days from today (26 May 2017).

Its conversion price is RM0.10, which can be exercised using either one of these 2 options:

• By using 2 ICULS (nominal value at RM0.05 each) to convert into 1 ordinary share.
• By using 1 ICULS (nominal value at RM0.05) and top up RM0.05 cash to convert into 1 ordinary share.

Upon expiry, any remaining ICULS not converted will be mandatorily converted into new PUC shares at the conversion price (RM0.05).

Today, PUC share price closed at RM0.155 and PUC-LA closed at RM0.100.

For Option 1 (2 ICULS for 1 mother share):

RM0.100 x 2 = RM0.200.

Since mother share is only at RM0.155, it has a conversion premium of RM0.200 - RM0.155 = RM0.045.

Premium at percentage = 0.045/0.155 = 29.03%


For Option 2 (1 ICULS + RM0.05 for 1 mother share):

RM0.100 + RM0.05 = RM0.15

Since mother share has higher price at RM0.155, it has a conversion discount of RM0.155 - RM0.15 = RM0.005

Discount at percentage = 0.005/0.155 = 3.23%

If you want to convert now, definitely you will choose Option 2 for conversion.

If a stock has an ICULS and also a warrant at the same premium/discount rate, ICULS will be a better option because:

• Warrant won't get any interest nor dividend, while ICULS will get interest despite not getting any dividend.
• There is only one way to convert warrant to mother share, which is by paying the conversion price. For ICULS, there can be flexibly more than one ways.
• Warrant will definitely be burnt upon expiry if not converted. Certain ICULS such as PUC-LA will not be burnt as there is a forced conversion mechanism upon expiry.

So, in what situation you can consider buying an ICULS?

• When the ICULS is in the money (has zero premium or at discount), and mother share price has the tendency to move up. You will be benefited with the gearing effect.
• When mother share does not declare dividend. You will get coupon interest in ICULS.
• If there is a premium, when the expiry date is not too near from now.

Disclaimer: This article is intended for sharing of point of view only. It is not an advice or recommendation to buy or sell any of the mentioned stock counters. You should do your own homework before trading in Bursa Malaysia.

How to remove all hyperlinks in Ms Powerpoint presentation file with one click

When you copy-and-paste a picture from your local disk or from Internet source to your Ms Powerpoint presentation slide, you might unconsciously also created an embedded hyperlink inside the picture which link back to its source.

You might want to remove/delete all those hyperlinks in your presentation slides, as you don't want them to surprise you (and your audiences) in the middle of your presentation, in case you accidentally clicked on the picture and it starts to open up your web browser, searching and connecting to the source of that picture.

Well, you can remove the hyperlinks one by one, by right clicking on the picture and select "Remove hyperlink" from the popup menu.

However, it will be extremely tedious and inconvenient, as Ms Powerpoint unable to tell you which picture got hyperlink and which one doesn't have. You will need to check and unlink all of them one by one, and you are very likely to miss out some of them.

Here is a method which enable you to remove all those hyperlinks in the entire Ms Powerpoint presentation file at one go.

In this method, you create a simple macro program to automatically remove all the hyperlinks one by one at the background, and report back how many hyperlinks removed when it finished. When you save your presentation file, the macro won't be saved together so your file remains clean.

Step 1: Open your Ms Powerpoint presentation file.

Step 2: Press Alt+F8. That will open the Macro window.

Step 3: Enter "Rmlinks" as macro name (or any name you like, as it is for temporary use only), and click the Create button.

Step 4: Copy and paste the following codes into your macro editor.

Sub Rmlinks()
 Dim slide As slide
 Dim index As Long
 Dim counter As Long
 counter = 0
 For Each slide In ActivePresentation.Slides
    For index = slide.Hyperlinks.Count To 1 Step -1
       slide.Hyperlinks(index).Delete
       counter = counter + 1
    Next index
 Next slide
 MsgBox ("Removed " + CStr(counter) + " link(s).")
End Sub

Step 5: Press the F5 button on your keyboard to run. If it pop up another window, just click on the Run button to run.

Step 6: Press OK after seeing the result of how many hyperlinks successfully removed.

Step 7: You can now close the Macro window by clicking on the [X] in red at its top right corner, the same way you close any other windows.

When you save your file, the following dialog box might appear. Just press the "Yes" button.

Now, you have your Ms Powerpoint presentation slides the same as before, but clean from all the unwanted hyperlinks.