The Invalidity Pension Scheme of SOCSO provides a 24-hours coverage to employees against invalidity and death due to any cause not connected with employment before the age of 55 years.
"Invalidity" means a serious disease or disablement of a permanent nature that is either incurable or not likely to be cured, as a result of which an employee is unable to earn at least 1/3 of what a normally able person could earn. Heart attack, kidney failure, cancer, mental illness, chronic asthma and other similar conditions are chronic ailments or diseases that could be considered for invalidity.
The benefits provided include:
- Invalidity Pension - this is only eligible for SOCSO members who contributed for more than 24 months, subjected to additional terms and conditions.
- Invalidity Grant - this is an outright payment paid to worker or employee who does not qualify for the Invalidity Pension but has made at least 12 monthly contributions to SOCSO.
- Survivors Pension - where an employee dies while receiving Invalidity Pension irrespective of his age, or has not reached the age of 55 years and met the conditions for receiving Invalidity Pension, irrespective of the cause of death, the dependants will be paid Survivors Pension.
- Funeral Benefit - this benefit is paid to the eligible next-of-kind if an employee dies while receiving Invalidity Pension, or has not reached the age of 55 years and met the conditions for receiving Invalidity Pension.
- Rehabilitation Benefit - an employer who suffers invalidity is also entitled to receive Rehabilitation Benefit as provided under the Employment Insurance Injury Scheme.