Monday, March 9, 2015

Opened a CIMB AirAsia Savers Account

I am switching over my traditional CIMB savings account to a new CIMB AirAsia Savers Account for better interest rate and additional benefits that come with this online savings account.

CIMB AirAsia Savers Account is an online savings account in partnership with AirAsia. It is paperless, and you won't get any passbook nor paper monthly statement. Transaction details and online statements are available in the CIMB Clicks website.

 So, what's the big deal about this CIMB AirAsia Savers Account?

  • It offers an interest rate from 0.15% up to 1.00%. No big deal as some other banks are giving higher rate than this, but this rate is also higher than the traditional CIMB savings account or CIMB basic savings account.
  • If you maintain an average monthly balance of above RM5,000, and there is no over-the-counter transaction in that month, you will get a monthly RM5 cash rebate. Consider you are keeping RM5,000 in the account, that will translate into 5/5000 x 12 = 1.2% additional interest rate.
  • If you maintain an average quarterly balance of above RM3,000, you will get automatic entries into a Quarterly Contest to win holiday packages, complimentary flights, E-Gift Vouchers and other prizes. Every average quarterly balance of RM3,000 entitles you to one automatic entry.
  • If you maintain an average quarterly balance of above RM1,500, you will earn 250 AirAsia BIG Points quarterly. In my experience, the AirAsia BIG Points are very difficult to collect through buying air tickets from AirAsia, this seems to be a faster way to collect more points easily.
  • If you maintain an average monthly balance of above RM3,000, you will get E-Gift Voucher on your birthday month.
  • You will have priority booking benefit to grab the best deals during AirAsia sales one day before the general public.
If you already have a CIMB savings or current account, and you already have access to CIMB Clicks online banking facility, you don't even need to visit to CIMB branch in order to open a new CIMB AirAsia Savers Account, as you can do it inside CIMB Clicks. That's how I did it, and my new CIMB AirAsia Savers Account was opened instantly after I clicked the Confirm button.

To open a new CIMB AirAsia Savers Account from CIMB Clicks, just drop down the Apply For menu and select Savings Account. Then, select "CIMB Bank AirAsia Savers Account" under Product Type.


To link your CIMB AirAsia Savers Account with your AirAsia BIG Shot ID, click here.


If you need to lookup your AirAsia BIG Shot ID number, you can click here.


Click here to get more detail about CIMB AirAsia Savers Account from CIMB website.

4 comments:

akuinginberjaya said... Reply To This Comment

Hi..i want to ask if I do refund transfer using online banking (cimbclicks) and the one and only account i have that shows there is CIMB AirAsia Savers Account (automatically have after i register cimbclicks) is it change anything? Do i need to have saving account in cimbclicks to do the online banking. Thank you

Voyager8 said... Reply To This Comment

@akuinginberjaya

The AirAsia Saver account is a kind of saving account. You don't need to have another saving account for online banking.

AdrianCCSenG said... Reply To This Comment

do you get 250 points every quarter so long you have >1500 balance OR 250 points for every rm1500 in balance for each quarter?

Voyager8 said... Reply To This Comment

@AdrianCCSenG


It is credited into your AirAsia Big membership account every Jan, Apr, Jul, Oct of the year based on your average balance during the quarter.

If average balance is >1500 then you get 250 points. If average balance is >3000 then you get 500 points, and so on.

Average means you can have certain days more than it, and certain days less than it. Sum up together divided by the number of days will be the average.



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