Converted my CIMB credit card transaction to Smart i.Pay instalment

During Chinese New Year time, I have made a relatively large purchase in a retail shop with my CIMB credit card, amounting to RM3k+.

After considering the additional cost incurred (the interest), I've decided to convert that transaction to 10 months instalments with a one-time upfront interest of 2%. This means that by paying CIMB RM60+ for the interest, I can repay the RM3k+ credit card transaction in 10 months period, equilvalent to 0.2% interest per month.

The process is pretty simple. Just make a call to 03-62047877 (CIMB credit card customer service) and inform them you want to convert the transaction to CIMB Smart i.Pay instalments. After some verification and confirmation, the transaction will be converted into the instalment plan accordingly.

CIMB Smart i.Pay scheme is as below:

Maximum amount for Smart i.Pay conversion is RM30k per transaction.

In fact, if the transaction made is for education, insurance or hospital expenses, you can convert it to CIMB Smart Flexi-Pay for 10 months, 0% interest repayment scheme. The minimum spending for that transaction is RM1k to be eligible for CIMB Smart Flexi-Pay.

• Click here for more information about CIMB Smart i.Pay
• Click here for more information about CIMB Smart Flexi-Pay
• Click here for more information about CIMB Balance Transfer (6 months 0%, 12 months 1%)

Changed my ceiling fans from Panasonic FM14C5 to Alpha VS-5

About 5 years ago, I installed 3 Panasonic FM14C5 ceiling fans in my house. It was an OEM of a similar KDK fan. It has pretty good looks and feels, and functioned well until recently, 2 of the 3 units gave problem and disappointed me.

The problem ceiling fans gave out noise when operating. They also no longer controllable with the remote control. And their warranty period was over.

I called my electrician friend to come and take a look. He said many household already encountered the same problem with this model of Panasonic ceiling fan. The motor control circuit is damaged and only serviceable by Panasonic.

As a result, I decided to change the 2 problem Panasonic FM14C5 ceiling fans to Alpha VS-5.

Alpha VS-5 is slightly more expensive than FM14C5, but yet within the range of RM2xx. It looks bulkier, but actually is better than FM14C5 because:

• VS-5 has 5 blades, while FM14C5 only have 4 blades
• The blade of VS-5 is ABS type, while FM14C5's is metal type

As a result, VS-5 is able to deliver stronger wind, and its operation is very quiet because ABS is used for its blades.

Hope that these Alpha VS-5 ceiling fans in my house can last longer.

Proposed stations of Klang Valley MRT (Sg Buloh - Kajang line)

Apart from the Light Rail Transit (LRT) extension to Subang Jaya and Puchong area, another hot topic in KL public transport nowadays being the new Klang Valley Mass Rapid Transit (MRT) system from Sungai Buloh to Kajang.

Currently, the Land Public Transport Commission (Suruhanjaya Pengangkutan Awam Darat, SPAD) is organizing the Klang Valley MRT Open Day at Exhibition Hall 3, Mid Valley Convention Centre for 3 months from 14 Feb 2011 - 14 May 2011, open daily from 10am to 9pm.

There, we can see a 40 feet satellite image featuring the proposed alignment of the 51km line consisting of 35 stations running from Sungai Buloh to Kajang, namely The Sungai Buloh-Kajang MRT Railway Scheme .

Beside Mid Valley, the railway scheme is also displayed at the following place for public review during the Klang Valley MRT Open Day period:

• SPAD office
• Bangsar LRT station
• Dewan Bandaraya Kuala Lumpur (DBKL)
• Majlis Bandaraya Shah Alam (MBSA)
• Majlis Bandaraya Petaling Jaya (MBPJ)
• Majlis Perbandaran Kajang (MPKj)
• Majlis Perbandaran Selayang (MPS)

The proposed MRT line and its stations is as shown in the map below.

You can click here to download this map in PDF.

From the map, we can see that the proposed 35 stations are:

• Sungai Buloh
• Kg. Baru Sungai Buloh
• RRI
• Kota Damansara
• Taman Industri Sg Buloh
• PJU 5
• Dataran Sunway
• The Curve
• One Utama
• TTDI
• Seksyen 17
• Seksyen 16
• Pusat Bandaraya Damansara
• Semantan
• KL Sentral
• Pasar Seni
• Merdeka
• Bukit Bintang Barat
• Bukit Bintang Timur
• Pasar Rakyat
• Cochrane
• Maluri
• Taman Bukit Ria
• Taman Bukit Mewah
• Leisure Mall
• Plaza Phoenix
• Taman Suntex
• Taman Cuepacs
• Bandar Tun Hussien Onn
• Balakong
• Taman Koperasi
• Taman Mesra
• Saujana Impian
• Bandar Kajang
• Kajang

Click here to visit the official website of Klang Valley MRT Project.