Filter and block unwanted phone calls / SMS / MMS with MCleaner

It seems that nowadays there are more and more unsolicited calls from telemarketer, as well as spam SMS flying around. I use MCleaner to tackle them.

MCleaner is a shareware firewall for smart phones, able to filter short messages (SMS), multimedia messages (MMS), push messages, wap bookmark as well as incoming calls. This will keep you away from disturbance of spam messages, harassing calls, etc.

MCleaner can be installed in smart phones running on UIQ3, Symbian S60, Linux, iPhone, etc. There are different version for different OS, with different user interface but similarity in features and functions.

Filtering is processed by rulesets in your Whitelist and Blacklist, as well as your mobile phone's Contact list.

There are 4 blocking modes available:

• Phone busy tone
• Mute ringtone
• Busy and reply SMS
• Divert call to another number

If you want to reject incoming call/SMS/MMS at a specified period only, this can be done with the Scheduler. For example, you can block all stranger calls in midnight, yet still allowing calls from those in your Whitelist and Contact list.

MCleaner is able to auto-start when your phone is power on, and automatically run the blocking service in the background. It can show an alert icon when there is any blocked call or message.

• Click here for more information about MCleaner for iPhone.
• Click here for more information about MCleaner for other phones.
  
• Click here to download the user manual of MCleaner for UIQ3.
• Click here to download the user manual of MCleaner for S60.
• Click here to download the user manual of MCleaner for iPhone.
• Click here to download the user manual of MCleaner for Motorola.

Shell Malaysia 2010 Scholarship for tertiary education

Every year, Shell Malaysia provides scholarships to offer financial support for qualified students study in universities locally and abroad.


They are currently accepting scholarship application for full-time undergraduate studies tenable at recognized universities in Malaysia or overseas, and Pre-University studies in Malaysia.

Eligibility:

Students who have completed their SPM/O-Level, STPM/A-Level/Foundation Year/Diploma or currently in their final semester of Matriculation studies or in the University (IPTA/IPTS)

Conditions:

• Excellent academic achievement with emphasis in English
• Demonstration of leadership skills through active participation in extra-curricular activities
• Strong academic record and realistic expectation of a high CGPA or its equivalent

Preferred disciplines for scholarships:

• Engineering (Petroleum, Chemical, Electrical and Mechanical)
• Sciences (Geosciences, Chemistry and Physics)
• Business Administration / Economics
• Finance & Accounting
• IT (includes Business/ Management IT)
• Master of Science (MsC) in Geosciences

Closing date:

30 March 2010

Click here for more information about Shell Malaysia 2010 Scholarship programme.

How the PCB for bonus is calculated

The Potongan Cukai Bulanan (PCB, a.k.a. Scheduled Monthly Tax Deduction) calculation for bonus is not so straight forward.

Here is how it will be calculated.

Assuming you are not married, your monthly salary is RM4,000, you are contributing 11% from your salary to your EPF savings, and you received 2 months bonus in January 2010.

Salary = RM4,000
EPF deduction = RM440 (maximum total EPF deduction allowed for PCB calculation is only RM500, therefore available balance left is RM500 - RM440 = RM60)
Salary to calculate PCB
= Gross salary - EPF deduction
= RM4,000 - RM440
= RM3,560

PCB 2010 according to table for RM3,560 = RM87

2 months bonus = RM8,000
EPF deduction = RM880
Maximum available EPF deduction for PCB calculation = RM500 - RM440 = RM60
Therefore, the EPF deduction should be RM60 instead of RM880

Bonus to calculate PCB
= Gross bonus - EPF deduction left
= RM8,000 - RM60
= RM7,940

The amount for bonus PCB calculation has a formula like this:
(1/12 x net_bonus) + net_salary

Therefore, amount
= (1/12 x RM7,940) + RM3,560
= RM4,221.67

PCB 2010 according to table for RM4,221.67 = RM194

PCB for bonus = (RM194 - RM87) x 12 = RM1,284

Total PCB for the month
= PCB for salary + PCB for bonus
= RM87 + RM1,284
= RM1,371

Therefore, for the month with bonus:
Gross salary+bonus = RM12,000
EPF contribution from employee @ 11% = RM1,320
EPF contribution from employer @ 12% = RM1,440
SOCSO contribution from employee = RM14.75
SOCSO contribution from employer = RM51.65
PCB deduction = RM1,371
Amount you'll get = RM12,000 - RM1,371 - RM14.75 - RM1,320 = RM9,294.25

Check your payslip for that.