Monday, May 9, 2016

SSPN-i declared 2015 dividend

The Federal Minister of Higher Education, Datuk Seri Idris Jusoh, has just declared the dividend for Skim Simpanan Pendidikan Nasional (SSPN-i) of year 2015 on 6 May 2016.

The 2015 SSPN-i dividend payout rate is 4%, amounting to RM60.8 million. This rate is slightly lower than the previous 4.25% payout for 2014.

Historical SSPN-i dividend payout rate is as below:

  • 2015: 4.00%
  • 2014: 4.25%
  • 2013: 4.25%
  • 2012: 4.25%
  • 2011: 3.75%
  • 2010: 3.25%
  • 2009: 2.50%
  • 2008: 4.00%
  • 2007: 4.00%
  • 2006: 4.00%
  • 2005: 4.00%
  • 2004: 3.00%

If you have opened an SSPN-i account for your child, you should be able to check the amount of dividend received in the account by now (9 May 2016).

Click here to read about how to view your online SSPN-i statement of account.

Thursday, May 5, 2016

Today is World Password Day

Today is the  first Thursday of May, the World Password Day! It is observed to create awareness of the need for good password security practice.

Nowadays, password is used everywhere,  being a commonly used security mechanism for:

  • identity verification
  • authentication of access control
  • encryption/decryption key to protect our private information

Here are the 4 steps action to secure your online experience, recommended by organizers of World Password Day:


Why the first Thursday of May? Perhaps this day itself is an interesting day, being observed in:
  • 5 May 2016
  • 4 May 2017
  • 3 May 2018
  • 2 May 2019
  • 1 May 2020

For more information, visit to : https://passwordday.org/


Tuesday, May 3, 2016

Warning! Touch n Go cards must be used at least once per year, or you will lose money!

Perhaps not many people aware that their Touch n Go card, if stayed unused for 12 months consecutively, will be deactivated and suspended into dormant state.

The dormant card cannot be used anymore, and your money balance in the card will be locked and rendered unusable, until you get Touch n Go to reactivate the card.

There is an admin fee of RM5 plus GST (total: RM5.30) to reactivate the dormant Touch n Go card.

If you continue to keep the card staying inactive, they will still charge you RM5 plus GST (total: RM5.30) of maintenance fee in every 6 months interval. The maintenance fee will be deducted from the balance in the dormant card, until it reached zero. Then, it becomes a junk plastic card.

In addition, every Touch n Go card has a lifespan of 10 years only, and the expiry date is printed behind the card.

Upon expiry, you can buy a new card and transfer your balance from your expired card into your new card. There is an admin fee of RM5 plus GST (total: RM5.30) for Touch n Go balance transfer too.

Today, there are several highways in Klang Valley that no longer receive cash as toll payment and made compulsory to pay with Touch n Go.


If you are staying outside Klang Valley and were forced to buy a Touch n Go card just to pay the toll during your visit to KL once in a blue moon, you are likely to be affected by this.

According to Touch n Go, you can avoid this situation by using the Touch n Go function in your MyKad instead of purchasing the standalone Touch n Go card. Your MyKad will not become dormant even if you don't use it as Touch n Go card for more than 1 year.

Hint: Click on the "Older Posts" link to continue reading, or click here for a listing of all my past 3 months articles.