Monday, March 28, 2011

Shaolin soccer - from movie to comics to games to reality

Shaolin soccer (少林足球) is about applying Shaolin Kung Fu to play soccer.

In 2001, Hong Kong comedy actor and director Stephen Chow (周星驰) came out with the famous Shaolin Soccer film. In less than a year time, a 4 volume Shaolin Soccer comics was published in Hong Kong. Following that, several Shaolin Soccer computer games also appear in the market.

Now, you guess what? The actual legendary Shaolin Temple (少林寺) in Dengfeng city (登封市),Henan province (河南省) of China has established a Shaolin Youth Soccer Academy (少林青少年足球学校) in October 2010.


And who is the chief coach of this soccer academy? He is not a monk, nor a Chinese. He is Tchami, a former Cameroon international player.

Yes, Shaolin soccer has now come to reality. Among its main mission is to improve China's soccer skill, with the hope to bring some of the Shaolin warrior-monks to be international soccer superstars some day.

"Shaolin Kung Fu and football are similar in some aspects, especially the brave and diligent spirit of kung fu which I think will help promote the level of Chinese football," said Shi Yanlu (释延鲁), the chief coach of Shaolin warrior-monks training base.

We all know that although China has been superb in various sport games, they have never been outstanding in the soccer arena. Can we see China make its way into the World Cup championship with Shaolin soccer? Time will tell.

Sunday, March 27, 2011

Clearing the doubt on My First Home Scheme a.k.a. Skim Rumah Pertamaku (SRP)

My First Home Scheme (a.k.a. Skim Rumah Pertamaku, SRP) was just launched by the government of Malaysia, aimed to help younger segments to buy their first home.

Without the scheme, most bank only offer up to a maximum of 90% financing for housing loan, and the home buyer need to prepare for the first 10% of the house, partially paid as the down payment or booking fee before S&P agreement is signed, with the rest payable within a very short period of time right after S&P agreement signed.

Under the scheme, mortgage borrower can obtain 100% housing loan from the participating banks. Cagamas SRP Berhad (a unit under Bank Negara) will guarantee the bank on financing above the 90% level. Borrower is liable to the bank for the full financing amount (up to 100%), and the guarantee indemnifies the bank for any loss incurred as a result of financing above 90%.

Here are some of the information I gathered about this My First Home Scheme:

  • Borrower must be an employee in the private sector (not applicable to self-employed, non-employed or government servant)
  • Borrower must be employed for more than 6 months with the same employer (not applicable for employee still under probation period)
  • Borrower must be a Malaysian
  • Borrower gross monthly income must not exceed RM3000
  • Borrower's age must not exceed 35 years old
  • The property must be a residential unit
  • The property can be completed or being developed
  • The property can be from developer or from existing owner
  • The property must be the first property under the borrower's name
  • The property must be occupied by the borrower (must not be rented out or keep vacant)
  • Cost of property within the range of RM100k to RM220k
  • Not applicable to refinancing existing property
  • Available for both conventional and Islamic housing loans
  • Not available for flexible home loan or any housing loan with redrawable features
  • Compulsory fire insurance/takaful. Depends on the bank if MRTA/MRTT/MLTA is also compulsory or not
  • Maximum financing tenure is 30 years
  • Monthly financing repayment amount should not be more than 1/3 of borrower’s monthly gross income. This may be increased to a maximum of 1/2 of borrower's monthly gross income, subjected to approval from the bank.
  • Joint application is only applicable to family member only (spouse or siblings)
  • All applicants in joint application must meet all the requirements above, including citizenship, first home, employment, age, income criteria, etc.
Participating banks of this My First Home Scheme include:
  • Affin Bank
  • Alliance Bank
  • Ambank
  • Bank Islam
  • Bank Muamalat
  • CIMB Bank
  • EON Bank
  • Hong Leong Bank
  • Maybank
  • OCBC Bank
  • Public Bank
  • RHB
  • Standard Chartered
  • UOB
Click here to go to the official website of My First Home Scheme.

Disclaimer: The above information is gathered from several reliable sources. I have no guarantee nor liability on its total correctness. Please verify the information by yourself.

Thursday, March 24, 2011

Earth Hour @ 8.30pm this Saturday 26 March 2011 - go beyond the hour

Time is moving fast, and another year has past since I last posted about Earth Hour. Yes, it is back again to be happened on this coming Saturday 26 March 2011. The time remains fixed at 8.30pm.

This year, the theme is about "going beyond the hour". Well, this is not talking about switching off your light for more than 1 hour. This is about using the Earth Hour event to commit to a meaningful action, be it big or small, that will sustain for the future of our planet earth. And this echoes well to what I wrote on my Earth Hour article here last year.

Note that this year, there is a slight change to the Earth Hour logo to reflect the theme. Compare with the logo in my previous Earth Hour article and you'll see the different.


You can share with the whole world about your action of going beyond the hour here.

Hint: Click on the "Older Posts" link to continue reading, or click here for a listing of all my past 3 months articles.