A visit to Packet Hub, HQ of WIMAX provider Packet One

Being one of the contributors in a committee of a local business association, I am honoured to be invited by Michael Lai (赖敬达), CEO of Packet One, to visit their HQ building Packet Hub today.

I was really amazed by the presentations by Michael and his senior staff, which show that this young company has very clear and ambitous mission, vision, direction and goals.

Since the debut of their P1 W1MAX service in August 2008, which was just one year ago, the company has grown exponentially in terms of service coverage area, user base (now already reaches 100,000) as well as staff force (more than 600 now). Packet One is no doubt the pioneer and still the only WIMAX service provider in Malaysia, despite 4 WIMAX licenses have been awarded by MCMC several years ago.

Located at Jalan Templer next to the Federal Highway, the Packet Hub building implements some of the Google-like working environment which can especially attract the Gen-Y workers.

Near the entrance is a Paddock which showcase their products and services. Their customer service area is just next to the P1 Paddock.

They have modern looking meeting rooms named by countries with their presence, equipped with high tech meeting equipments and high quality chairs. They also have a nice well equipped gymnasium, a rest room with several massage chairs and a comfly gamers room. On the roof top of the building is an air garden with nice landscaping and a BBQ area. There is also a WIMAX base station on top of the building (in the photo).

Apparently Michael is a fan of What Would Google Do (WWGD)?, a book written by Jeff Jarvis. He shared with us about his business philosophy, his view of technology future particularly in the IP field, his ambition and market positioning of Packet One, and more. He talked about Business 2.0, a new term that I just know about today.

It seems that Green Packet has made a right choice to get Michael joining them to start up the P1 business. Michael has sound track record while he was with Celcom and later as CEO of TMNet before joining Packet One. Undeniably, he has always been very good in branding strategy all the way from his previous companies till now in P1.

Keeping employees engaged in tough times

In September 2009 edition of the Baseline Magazine, an article by Corinne Bernstein reviews the key attributes of how the best-of-the-best companies keep their employees engaged, especially when in tough times, which are:

• A compelling, positive vision with clear goals: essential for increasing morale, motivation and productivity.
• Communication—the right stuff at the right time: encourage employees to express opinions, and managers relay the organization’s perspective in a timely manner.
• Select the right people for the right job: hire the most qualified candidates for jobs, and promote qualified, well-trained people into management positions.
• Remember that we’re on the same team: value team work within and across departments.
• Cool stuff—continuous improvement and innovation: encourage and recognize employees to improve quality by creating new products, processes or services.
• Recognize and reward excellent performance: appropriately reward the highest achievers.
• Accountability counts: clearly define what is expected from employees, providing feedback on their performance and holding team members accountable to performance standards.
• Every employee learns and grows: provide good training programs that are relevant to both the workers’ and the organization’s success.
• Problems are no problem: identifies and handles problems early on.
• It’s all about the customer: place a high value on exceeding customer expectations.
  

If you are interested to read the full article, you can click here to download the softcopy version of Baselin Magazine September 2009 Edition. It is in Page 12.

UBS Price and Earnings Report 2009

The renowned global financial services firm UBS has just released their "Price and Earnings 2009 - A comparison of purchasing power around the globe" report, covering their studies on living cost (including prices for 122 type of goods & services), as well as wages, working hours & taxes for 14 professions in 73 cities worldwide. Since 1971, UBS conducts this survey covering more than 30,000 individual data points at the interval of every 3 years.

The result reviews that:

• Oslo, Zurich, Copenhagen, Geneva, Tokyo and New York are the world's most expensive cities based on a standardized basket of 122 goods and services, while Kuala Lumpur, Manila, Delhi and Mumbai cost the least.
• When rent prices are factored into the equation, New York, Oslo, Geneva and Tokyo emerge as especially pricey places to live.
• Employees in Zurich and Geneva have the highest net wages in the world. By contrast, the average employee in Delhi, Manila, Jakarta and Mumbai earns less than 6.66% or 1/15 of Swiss hourly wages after taxes.
• An average wage-earner in Zurich and New York can buy an Apple iPod nano with 8GB storage after 9 hours (or 1 working day) of work. At the other end of the spectrum, workers in Mumbai, need to work 20 working days – roughly the equivalent of one month's salary – to purchase the same.
• People work an average of 1,902 hours per year in the surveyed cities but they work much longer in Asian and Middle Eastern cities, averaging 2,119 and 2,063 hours per year respectively.
• People in Cairo and Seoul work the longest – roughly 600 hours more per year than their peers in Western Europe. People in Lyon and Paris, by contrast, spend the least amount of time at work.
• Japan and Switzerland has the highest food price.
• Nowhere in the world is clothing cheaper than in Kuala Lumpur and Manila.
• Hotels most expensive in Tokyo and Paris.
• The costliest places for city break are Tokyo, London and Doha while the cheapest are Mexico City, Kuala Lumpur and Jakarta.
• Crisis-driven currency fluctuations cause shifts in the rankings from last survey (year 2006).

Beside the Apple iPod nano, price of McDonald's Big Mac, 1kg bread and 1kg rice are also benchmarked for the purchasing power in the cities (refer to Page 11 of the report).

Wages and working hours are benchmarked among the following professions:

• Car mechanic
• Building labourer
• Skilled industrial worker
• Factory worker
• Engineer
• Department head
• Product manager
• Primary school teacher
• Bus driver
• Cook
• Personal assistant
• Sales assistant
• Call center agent
• Bank credit officer

Click here to download the full UBS Price and Earnings Report 2009.

You might also be interested to read about:

Mercer Worldwide Cost of Living Survey 2009

Using GMapTool to combine multiple maps into one mapset file for Garmin GPS

We mentioned earlier that Garmin GPS navigator supports several mapset files. That should be enough for normal users.

Saving different map into different mapset file also makes it easy to replace the map to newer version in the future, as well as convenient to remove a single map from the GPS storage.

However, if you have a lot of map that you want to load into your GPS, or you want to store all the maps into SD card which supports only a single gmapsupp.img in it, you might need to combine (join) the maps into one mapset file by using specific software tool. GMapTool is one of the powerful tool which allow you to join and/or split maps in mapset file.

You can visit this webpage to download GMapTool. It supports multiple platform:

• Windows - GUI and command line
• Linux - command line
• Mac OS X - command line
  
  
  

By using the GUI interface of GMapTool, it is pretty simple to combine the mapsets.

Firstly, store all the mapset files you wish to combine in different filename in your PC. It is recommended to store them in the same folder/directory.

Under the Files section of GMapTool, select the maps you want to combine by clicking on Add Files (to select one file at one time) or Add Directories (to select all *.img files in the directory). Note that you can always remove any file in the listing by selecting it and press the Delete button of your keyboard.

When you are done with the mapset selection, continue to the Join section.

Specify the Output File, and key-in the Mapset name of your file to be created. This mapset name will be displayed under each of the map name when you list your maps in Map Info function of your Garmin GPS.

Click the Join all button, and the combined mapset will be created. You can then copy the new mapset file to your Garmin's internal storage or SD card.

Note that if any of the maps in your mapset file is locked by vendor, you still need the 25 bytes unlock key stored in a *.unl file in the same folder and with the same name as the mapset file where the locked map is stored in. To unlock 2 maps inside the mapset file, put both the keys inside the *.unl file one after another, without space (the file size will be 50 bytes then).

To get rid of the hassle, you might want to use another tool called Garmin Unlocker to permanently unlock the maps before combining them with GMapTool.

You might probably be interested to also read about:

• Using GMapTool with cGPSmapper to convert finalized gmapsupp.img back to MapSource maps
• Fixed GMapTool problem regarding "Multiple products in img, creating TDB aborted"

Inside of the Garmin Nuvi 255w GPS exposed

No, I have not opened up my Garmin Nuvi 255w GPS to see what is inside, but others did.

You can click here to go and see some interesting photos of the internal electronic parts of the Nuvi 255w device after the cover is opened up.

And here is a professional technical write-up on the internal of Garmin Nuvi 205, which is a smaller and more compact unit with 320x240 display in the Garmin 2x5 family.

Click here to see the interesting photos of the internal of Garmin Nuvi 205 (with label description).

From these information, we can guess that our Garmin Nuvi 255w GPS is having:

• STMicro Cartesio (STA2062) processor
  
• Rx Networks GPStream SAGPS chipset
• STMicro STA5620 single-chip RF front end
• 32MB DDR SDRAM
• 2GB Sandisk iNAND internal flash memory
• Rechargeable 3.7-v/1250 mAh Li-Ion battery
• Sharp-manufactured LCD touchscreen

Garmin Hotfix technology powered by Rx Networks GPStream SAGPS chipset

Newer Garmin Nuvi GPS including the 205, 205w, 255, 255w, 265T, 265WT, 275T, 500, 550, 750, 760, 770, 780, 755t, 765t, 775t, 785t, 850, 880, 5000, etc. have a new selling point of Hotfix technology.

Garmin Hotfix enable the GPS to be super fast within seconds in locating the satellites during startup. In fact, my Garmin Nuvi 255w can even work as if staying connected to satellites for a few minutes, when it started up indoor in the middle of my house.

This is made possible by using predictive calculations of satellite positions, which enables the behaviour of GPS satellites to be modelled based on broadcast ephemeris readings for accurate prediction of satellite positions up to a few days ahead. A single broadcast ephemeris reading allows the accurate prediction of satellite orbits which are developed and refined every time new broadcast ephemeris is obtained.

Some people are guessing that the Hotfix feature is based on SiRF InstantFix inside the newer version of SiRFstarIII chipset. However, we've just found out that Nuvi 255w is using STMicro Cartesio application processor instead, so it is not SiRF InstantFix which plays the magic.

In fact, the Garmin Hotfix technology is powered by Rx Networks GPStream SAGPS chipset. The GPStream Self Assisted GPS (SAGPS) is a derivative of GPStream Predicted GPS (PGPS) technology. GPStream PGPS is a 3rd generation Assisted GPS (AGPS) solution addressing the limitations of 1st and 2nd generation products, which is made available to some handphone devices with AGPS feature.

Click here to read more about Rx Networks GPStream SAGPS technology.

For those who are interested to know where I got the information about Garmin Nuvi 255w is using STMicro Cartesio application processor and Rx Networks GPStream SAGPS technology, it is mentioned in Page 10 of September 2008 edition (Volume 11 Issue 9) of Telecom Trends newsletter.

Cartesio chipset used in Garmin Nuvi 255w GPS

I've been wondering what kind of GPS chipset is inside my Garmin Nuvi 255w GPS. Some say it is the famous SiRFstarIII, some say it is the Taiwanese MTK chipset, but I find out that it is actually the STMicro Cartesio.

In fact, all the current Garmin Nuvi 2x5 series of GPS are using this Cartesio automotive-grade infotainment application processor with embeded GPS receiver. It features the System-on-Chip (SoC) technology which combines the host CPU and a high-performance 32-channel GPS correlator, and also a large set of peripherals and interfaces.

Here are some of the technical information about the STMicro Cartesio (code name STA2062):

• High performance ARM926 333-MHz CPU
• High performance 32-channel GPS correlator
• Bus/DDR frequency is 166 MHz
  
• 32 KB embedded ROM for boot
• 2 banks of 64 KB embedded SRAM
• 0.5 KB embedded SRAM for back-up
• 4 GB total linear address space
  
• Operating temperature range from -40 to 85 °C

Click here for more information on the STMicro Cartesio.

My GPS usage experience shows that this STMicro Cartesio is performing pretty good.

Switch the Garmin Nuvi GPS to Simulator Mode and vice-versa

The Garmin Nuvi GPS will automatically prompt you an option to switch to Simulator Mode when it is not able to contact with the satellites. Simulator Mode allows you to use the functions of the GPS, such as planning for a route to destination, even when you are indoor and cannot get satellites signal. Simulator Mode is very useful when you want to demo the GPS functions to others.

You can manually set the GPS into Simulator Mode, even when the GPS is able to get ssatellites signal, by going to Tools > Settings > System > GPS Mode and select "GPS Off". The GPS signal strength indicator on the top-left corner of the screen will have a red cross when you are in Simulator Mode.



From the Simulator Mode, you can switch your GPS back to "Normal" mode and start acquiring satellites signal by going to the same setting place.

View the complete route to destination in Garmin Nuvi GPS

After you have set your destination in Garmin Nuvi GPS and before you tap on the "Go" button, you can actually view the complete route that your GPS has calculated by tapping on the "Route Info" area.

You might need some passion to wait for the calculation to complete, and it might take some seconds before the "Route Info" area slide out and appear on the screen.

A map will appear after you tap on the "Route Info" area. The route to your destination will be shown as a magenta line in the map.

You can tap on the [+] button to enlarge the map, drag the map will your finger to scroll the display area.

If you are already in the Map Screen showing your route to destination, you can also reach the above map showing the complete route by first tapping on the green bar which display the current road name on top of the screen, then tap on the "Show Map" button below the next screen.

If you don't like this calculated route, try to adjust your Avoidances setting in Tools > Settings > Navigation > Avoidances. Then try again.

If you still don't like the calculated route, you can also inform the GPS to make a detour.

How to change the current route in Garmin Nuvi GPS

Garmin Nuvi GPS has a "detour" function, which allows you to change to a different route from the current, to go to the same destination you are heading to.

When you are in the map screen, tap on the Menu button will bring you back to the main screen. If you are on the way to a destination, you will be able to see the "Detour" button below "Where to?". Just tap on it to make a detour.

BookFest @ Malaysia 2009 in KLCC now

With the theme of "Reading is Inspiring" (阅读创思维), today (22 August 2009) is the first day of the 4th BookFest @ Malaysia (第四届海外华文书市) organized by Popular Book Co, co-organized by Sin Chew Media Corp and MCA Life Long Learning Secretariat.

It is deemed as one of the largest Chinese and English book exposition held in Southeast Asia, featuring publishers from China, Hong Kong, Taiwan, United Kingdom, Singapore and Malaysia.

This year, it is held in Kuala Lumpur Convention Centre as follow:
Date: 22-31 August 2009
Time: 10am - 10pm
Venue: Hall 1-5, KL Convention Centre
Exhibition area: 100,000 square feet
No. of booths: 500+
Entrance fee: RM2 for general public. Free admission for students 18 years and below and senior citizen who are 60 years and above.

I have just came back from this event. Despite the current fear of influenza A(H1N1), the crowd is still there.

The Chinese book area starts from Hall 5 and the English book area starts from Hall 1. The stage event is in the middle (near to Hall 3). There are also lots of booths displaying and selling stationeries, music CDs, video DVDs, multimedia titles, computer accesories, paper shredders, laminators, digital dictionaries, GPS, digital camera, camcorder, etc.

Speakers to be on stage including Nicholas Teo (张栋梁), Amber Chia (谢丽萍), Angel Wong Chui Ling (王翠玲), Patsie Cheong (张莉婵) and many more.

Accessing system debug info of Garmin Nuvi 255w

I've just discovered another hidden feature in my Garmin Nuvi 255w GPS, which is the system debug info screen. Here is the trick to get there.

In the map screen, touch the left capsule beside the Menu button to open the Trip Computer screen. You'll be able to see a speedometer on the screen. Press and hold your finger at the center of the speedometer for at least 6 seconds, and you'll be able to see the system debug info screen.



All the information shown in the few pages of the system debug info screen are very technical. Interestingly, you'll be able to find out that the Garmin Nuvi GPS navigator can automatically defrag its storage from time to time.



You can just press the Quit button to quit the system debug info screen.

Hard reset Garmin Nuvi 255w GPS to factory default

In the Quick Start Manual of Garmin Nuvi 255w GPS, it stated that you can reset the unit by pressing the RESET button at its bottom. However, the RESET button is not found in my Nuvi 255w.

Additional information in the Owner's Manual stated that if RESET button is not found, slide the POWER key and hold it for more than 8 seconds will do the same, but I found out doing so will go to the touch screen calibration utility instead.

Another section in the Owner's Manual under the title "Clearing User Data" stated that holding your finger on the lower-right corner of the screen while turning on the unit and keeping the finger pressed until a message appear, that will allow you to delete all user-entered information.

I tried it and a message window pops up asking about "Do you really want to erase all user data?". There are 2 buttons to select, Yes or No. If you want to try this, make sure you've backup the data in your unit before answering to Yes.

So is the Clearing User Data be the same function as performing a hard reset to the unit? I don't have the confirmed answer yet.

Customize the speech of Garmin or TomTom GPS (both TTS and non-TTS)

Boring about hearing "recalculating" from your Garmin GPS and wanted to listen to something else, such as "oops, you don't follow my way"?

TurboCCC has come out with some interesting software tools for Garmin GPS users to easily customize the speech of their unit by hacking/modifying into the *.VPM voice files inside the /Garmin/Voice folder.

The tool to be used on Text-to-speech (TTS) voice file is called TTSVoiceEditor, and it can do the following:

• Change speech phrases like "recalculating" to something more enjoyable
• Control voice volume (level)
• Change voice rate (speed)
• Change the voice screen name
• Import/Export speech phrases from/to text files

Click here for more information and download of TTSVoiceEditor.

And to deal with non-TTS file, another tool called NonTTSVoiceEditor is used. It can:

• Split a Garmin VPM file into a serie of WAV files
• Split a TomTom CHK file into a serie of OGG files (Vorbis audio files)
• Preview and play WAV voice samples and phrases
• Merge them back into a VPM file

Click here for more information and download of NonTTSVoiceEditor.

Beside that, there is also a tool for you to replace some sound effects in Garmin GPS, such as during the picture click, the camera in sight dong-dong, the speed alert, etc. This tool will hack into the /Garmin/GUPDATE.GCD file in the GPS. It is called GUpdateMod.

Click here for more information and download of GUpdateMod.

TurboCCC has also produced some other tools such as the Extra_POI_Editor, TTS_Speech_Doctor, TomTom TTS, etc.

Microsoft prohibited from selling MS Word due to patent infringement!

A CNET news today reported about Judge Leonard Davis of the U.S. District Court for the Eastern District of Texas has issued a permanent injunction that "prohibits Microsoft from selling or importing to the United States any Microsoft Word products that have the capability of opening .XML, .DOCX or DOCM files (XML files) containing custom XML.

In March 2007, the Toronto based plantiff, i4i sued Microsoft alleging that Microsoft voilated its 1998 patent (No. 5,787,449) for a document system that eliminated the need for manually embedded formatting codes.

In May 2009, a federal jury in Tyler, Texas, ruled that the custom XML tagging features of MS Word 2003 and MS Word 2007 infringed on i4i's patent and ordered Microsoft to pay $200 million in the case.

In Tuesday's ruling, Microsoft was also ordered to pay an additional $40 million for willful infringement, as well as $37 million in prejudgment interest. The order requires Microsoft to comply with the injunction within 60 days and forbids Microsoft from testing, demonstrating, or marketing Word products containing the contested XML feature.

I'm sure this will not be the end of the story. Let's see how Microsoft react on this.

Source: CNET News - Judge orders Microsoft to stop selling Word by Steven Musil.

How to set destination using Panoramio photo in Garmin GPS

Do you know that you can interestingly set your destination in Garmin GPS by selecting a photo of the location you want to go? The feature is called Garmin Photo Navigation.



You need to download the Panoramio photos from the Photo Navigation section in the Garmin Connect website at http://connect.garmin.com/photos.

I'll show you how to do that, step-by-step.

Ensure that your Garmin GPS device is connected to your computer with a USB cable, and that you have already installed Garmin Communicator Plugin Software in your computer.

Get your browser to go to the Garmin Connect Photo Navigation website.

You need to sign in your Garmin customer account if you haven't done so.

Look for Panoramio photos in your desired location by searching with the "Find photos" search. For example, key-in "Penang" to find photos around Penang.

You can zoom-in the Google Map to your convenient size. There might be more than one page of photos which you can switch between the pages with the "Photos" pagination bar on top of the Google Map.

Select the photos by click on them one by one. Click on the [+] button of the enlarged (selected) photos to put them in your selection list.

When you have done, click the "Send to Device" button to download the Panoramio photos to your GPS device.

Remember to also contribute some photos taken by you to Panoramio.com website.

The photos will be stored in the /Garmin/JPEG folder of your Garmin GPS device.

Now, switch your attention to your Garmin GPS device and go to "Where to? > Favorites > Panoramio Photos".

Select a photo and click the "Map" or "Go!" button. Have fun!

How to capture screenshots of Garmin Nuvi GPS

One of my reader asked about how I captured the screenshots of my Garmin Nuvi GPS. In fact, it is a built-in feature.

To enable screenshot capturing, go to Tools > Settings > Display > Screen Shot and change the setting from the default "Disabled" to "Enabled". You will then see a camera icon appear on the top right corner of the screen. Tap on it anytime and the screenshot of the current screen will be captured in a *.BMP graphics file stored in the /Garmin/scrn folder of your GPS navigator.

Just connect your GPS to your computer using a USB cable, and your GPS internal memory will be mounted as a remote drive for you to access its content. You can then copy over the screenshot files stored in the /Garmin/scrn folder.

Attended the AGM of ICAP and listened to Tan Teng Boo's talk

I attended the 5th Annual General Meeting (AGM) of iCapital.biz Bhd (ICAP, 5108) today 8-8-2009. This closed-end fund is very considerate to its shareholders to conduct the AGM on Saturday, so that working people don't have to take leave to attend it.

The AGM was held in Mandarin Oriental Hotel at the heart of Kuala Lumpur (KLCC). Hundreds of shareholders (and proxies) have attended the meeting, filling up all the seats. The major attraction is a special talk by Mr. Tan Teng Boo, the fund manager of ICAP, right after the AGM.

Mr. Tan has shared about the latest portfolio of ICAP and his rationale to choose those counters. He is bullish on Parkson's China and Vietnam business, Astro's joint-venture in India, etc. He is even bullish in F&N after their contract with Coca-Cola expired. He shared about his view on the reason of recent worldwide economy crisis, what is the real cause (the Lehman Panic), how will be the recovery process in his opinion, and where are we now. All the points are well supported by facts and figures, which shows that he has done numerous studies on his talking points.

Mr. Tan also enlighten us about the value investing way of stock buy/sell strategy. In the Q&A session, he answered some of the questions from his investors on why ICAP not applying the "cut lost" or "cut gain" strategy normally used by chartists, and how ICAP not trading based on price movement or market timing but based on fundamental studies. He also shared his viewpoint on the Malaysia market, US market, China market, India market, SEA markets, etc. It was really a fruitful discussion between ICAP's investors and the fund manager.

Inside the eco-friendly reuseable door-gift bag are:

• 2 most recent issue of iCapital.biz printed version newsletters (30-7-09 & 6-8-09).
• A nice feminine-shaped pen.
• 30% discount + free gift subscription form to iCapital.biz newsletter.

This 5th AGM of ICAP started at around 10am and ended by around 1.30pm. Mr Tan has taken about 2 hours for his informative talk, and a lot of investors have participated in the Q&A session.

I'm looking forward to attend the next AGM next year.

Click here to read another article about ICAP 5th AGM by another blogger.

Website to download free firmware and map updates for Garmin GPS navigator

Garmin provides free firmware update and maps update (if applicable) for their series of GPS navigator products.

Before you can perform the updates, here are the prerequisites:

• You need a suitable USB cable to connect your Garmin GPS to your computer.
• You need to have internet access.
• You need to create a user account and register your product in the Garmin customer support website.
• You need to download and install the Garmin Communicator Plugin Software to allow Garmin customer support website to be able to communicate with your Garmin GPS via your web browser.

After you login the Garmin customer support website and registered your GPS product, just go to the myDashboard tab and you'll find the section to update your firmware (software) as well as your maps that eligible for update with Garmin.

If your Garmin GPS is a localized Sing/Mal or India product, you can also download the update file from their Singapore customer support website which does not need to create any user account nor install the Garmin Communicator Plugin Software.

• Click here to go to Garmin localized products software update webpage.
• Click here to go to Garmin localized products free map update webpage.

Step by step instruction will be provided on how to perform the update.

Alternatively, you can also perform software update by using the Garmin WebUpdater application. This application will help you perform the update easily in a step-by-step manner.

As normally advised, always backup all the important content in the flash memory of your GPS before you perform any update to the software or to the maps. A copy-and-paste from the GPS flash memory to a folder in your computer will do.

Adding multiple maps in Garmin Nuvi 255w GPS

Theoretically, the Garmin Nuvi GPS navigator can be loaded with hundreds of map. The limit is on the maximum file size (about 2GB per file) and available storage memory.

The maps are stored in specific mapset files with *.img extension in the flash memory of the GPS unit. Each mapset file contains one or many maps in it. Beside that, the Garmin GPS navigator can also recognise and load up one additional mapset file from SD card residing in the "Garmin" folder and named as "gmapsupp.img".

Here are the mapset files supported by Garmin Nuvi 255w GPS navigator:

• gmapbmap.img - the default base map
• gmapprom.img - the primary mapset
• gmapprom1.img - the secondary mapset
• gmapoem.img - the OEM mapset that cannot be unselect by user (if it exist)
• gmapsupp.img - the supplemental mapset which you can have one in the GPS flash memory and another one in the attached SD card.

Therefore, the Garmin Nuvi 255w GPS supports up to 6 mapset files, including 1 in SD card. Normally new maps installed by the user will be stored in gmapsupp.img.

You will lost all the maps in the previous mapset file if it is overwritten by a new file with same filename. If you want to keep the existing maps, ensure that you store the mapset file with an unused filename (from the 5 filenames above). Alternatively, you can make use of special tools to merge new maps into existing mapset file.

You can view the name of your base map in Tools > Settings > System > About > Basemap.

You can view the name of maps in the other mapset files in Tools > Settings > Map > Map Info. There, you can tell the GPS to load the map by checking on its name, or not to use the map by unchecking it.

In case there are 2 or more non-overlaping maps available for the same location, the map with the highest priority number (defined in the map itself) will be used by the GPS.

Note that certain map which are locked by vendor need a 25 bytes unlock key stored in a *.unl file in the same folder and with the same name as the mapset file where the locked map is stored in.

You might probably also interested to read:

• Using GMapTool to combine multiple maps into one mapset file for Garmin GPS
• Using GMapTool with cGPSmapper to convert finalized gmapsupp.img back to MapSource maps

Accessing the built-in Diagnostic Utility in Garmin Nuvi 255w GPS

Just discovered that there is a "hidden" built-in Diagnostic Utility in Garmin Nuvi 255w GPS navigator.

You can access it by tapping on the battery icon on the upper right corner of the screen and hold for more than 5 seconds until the Diagnostic Utility come up. Here is how it looks like:

This built-in Diagnostic Utility allows you to see detail technical information of the GPS navigator and the attached SD card (if any). You can also use it to perform some test on its memory, voice, display, and other functions.

My Garmin Nuvi 255W GPS navigator

I have just bought a Garmin Nuvi 255W portable GPS navigator in PIKOM PC Fair II 2009 at the price of RM849. It is a SING/MAL unit which comes with new features such as Junction View, Lane Assist, etc.

Here are some useful information for those who are also interested in this model of Garmin GPS navigator. Note that this unit is a localized version sold in Malaysia and Singapore only.

In the packaging box, there is:

• The Garmin Nuvi 255W GPS navigator
• Vehicle suction cup mount
• Vehicle power cable
• Dashboard disk
• Quick start manual

Free gifts from vendor as PC Fair promotion:

• Screen protector film
• Garmin leather case
• USB cable

There is no complete user manual come with the box, but the full user manual in PDF format can be downloaded from Garmin website.

The following maps are preloaded in the GPS navigator:

• City Navigator Singapore/Malaysia NT v4.02
• Malsingmaps Malaysia/Singapore/Brunei NT 2009.5
• Thailand v9.0 EN (No Pain)

And I managed to install Malfreemaps v1.68 together with MFM SRTM Topo v1.02 available in http://www.malfreemaps.com/.

How do we know this is a SING/MAL unit which supports Junction View and Lane Assist?

• Underneath the packaging box, the SKU number should be 010-00718-69 and barcode labeled with "nuvi 255W, SING/MAL".
• In Tools > Settings > System > About screen, you should be able to see "SgMy Software Ver. 2.70".
• You can set the unit into simulation mode and travel through some major junctions around KL urban area to see how it works. Ask the vendor to demo to you on the unit that you're going to buy.
  

There are many ways to navigate and set destination in the Garmin Nuvi 255W GPS. You can set the location by address, telephone number, various points of interest (POI, such as those shown below), intersections, coordinates, etc.

This unit supports the "speak street name" feature, but you have to select a speaking voice that support for Text-to-speech (TTS) in order for this feature to function. There is one mandarin speaker voice which support TTS, but she will just spell out the name like "J-A-L-A-N ..." instead of pronouncing it as "Jalan ...". Anyhow, the American and British TTS are working well with Malaysian road names.

GPS gadget buying guide

The Global Positioning System (GPS) gadget has become one of the attraction in the recent PIKOM PC Fair II 2009 held in KL Convention Centre, and I have just purchased one.

Although most (if not all) of us can survive without using a GPS on travelling, GPS is no doubt a fun and handy device to guide our journey, because:

• It can help us to discover new paths that we never tried before.
• It can determine for us which is the fastest / shortest / fuel saving / most comfortable / ... path to destination.
  
• It can guide us to avoid certain paths, such as toll roads, traffic jam area, etc.
  
• It is extremely useful when travelling outstation or overseas, as we no longer need the traditional paper map, compass, ask people-on-street for direction, etc. (provided the GPS has the map of the place)
  
• It can alert us on danger road condition ahead, traffic limit, speed traps, point of attractions, etc.
• It can help us to easily locate and go to the nearest petrol station, restaurant, hospital, police station, etc. (especially during emergency)
  
• With it, we can join the interesting "geocaching" activity as our new hobby.
  
• And many more interesting things...
  

Here are my considerations when selecting the GPS:

1. Price - Yes, my first consideration is the pricing, as GPS is considered a "want" instead of a "need". I would not consider any GPS which cost above RM1,000. There are GPS gadgets that come with additional features such as bluetooth, multimedia (can play MP3, movie, etc.) which are beyond its basic function and make the unit cost higher, which I think we don't really need to pay for the price for those fancy things. However, we should think about getting the best of the price we are paying for, instead of just simply choosing a cheap unit which probably might disappoint us later.

2. Availability of maps - Without the maps, GPS is considered useless. Therefore, the GPS I choose must have many maps around the globe available for download or purchase when needed. Those maps must be actively developed and maintained. It would be even better if there are maps available for free.

3. Clear display and voice - We rely on the GPS screen and voice to guide our way. Therefore, the screen display should be clear, sharp and non-glare during daytime and night time. The voice also need to be clear and loud enough. Availability of voice in native languages such as Cantonese, Hokkien, Hakka, etc. is a plus.

4. Handy size - I personally like the 4.3" widescreen make of GPS. The screen is big enough for us to see clearly, while this size is still portable and can be put in our pocket. The 3.5" units seems to be small, and the 5" units are a little bit bulky.

5. Accuracy - The GPS must be very accurate in positioning the location. At the same time, the map must also be accurate in plotting the location. The variation between the actual location and GPS shown location must not exceed 5 meters.

6. Respond speed - The GPS must be fast in signaling with the satellites, perform fast recalculation on changed route, inform us early on turning and POIs ahead, etc. This is very much depends on the GPS chipset and the processor speed in the unit. It would be very annoying if your GPS respond is slow.

7. Stable signaling - The GPS must be fast as well as stable in contacting and receiving signals from the satellites. Conditions of lost contact with satellites should not occur unless the unit is in-house or heavily covered from the sky. Recovery after the obstacle is cleared (such as coming out from a long tunnel) must be quick.

8. Navigation and searching features - The GPS should be easy to use, with handful of good navigation and searching features.

9. Memory - The larger the memory, more maps and records can be kept. The internal memory should be at least 2GB, with support of external memory such as SD card.

10. Cool features - Cool features such as 3-D map, junction views, lane assist, pronounce road names, etc. are most welcomed as long as the price of the unit is still within budget.

11. Battery life and ease of charging - The battery should be able to last for at least 4 hours. It would be nice if the GPS can be charged from computer using USB cable, as the USB cable is one of the cheapest charging cable (cost around RM15 only) compared with car charger, household AC charger, etc.

12. Self-service - I would like to be able to upgrade the GPS firmware, upload maps, manipulate maps, etc. with software or tools that is easy to use and made available for the users.

13. Warranty & service - The vendor must be known to provide good warranty and service support, including maps updating services in the future.

14. Free gifts - Free maps (and subsequence updating service of the maps), pocket casing, screen protector film, etc. are nice to negotiate for.

15. Extra features - The least considerations are those extra features such as picture viewer, photo viewer, multimedia functions, calculator, currency converter, etc.

Based on the above, I've chosen my Garmin Nuvi 255w (SING/MAL unit) which cost me RM849 in the PIKOM PC Fair II 2009.

Remove your contact info from the TM Directory service

TM has set tomorrow (31 July 2009) as the last day to submit a form to remove your contact info from the TM Directory service free of charge. If you don't submit the form, your name, address(es) and fixed telephone number(s) will be exposed to the public in TM Directory service, including the TM White Pages Directory and the 103 directory assistance service.

Before this exercise, TM used to charge for a fee to customers who wanted to remove their contact info from the TM Directory service. There is no indication from TM whether they will resume the charges for the forms submitted after 31 July 2009.

You can click here to download the TM X Directory Confirmation Form, which you need to unzip the downloaded archieve file, open it with OpenOffice.org, fill it up and output the completed form as PDF file (or open with Microsoft Word, fill it up, and use a 3rd party PDF converter to convert the completed form to PDF), then email to tmxd@tm.com.my for submission.

Click here to read the respective news release from TM.

The Edge chosen 65 Malaysian Websites That They Like

The Edge Malaysia Business & Financial Weekly has included a pullout about "65 Malaysian Websites That We Like" in their March 2009 first week edition.

Those 65 sites were picked according to the aesthetics, content, functionality and also personal preference of their journalists.



And here is the listing of the 65 websites:

• http://www.adoimagazine.com/
• http://www.airasia.com/
• http://asia.cnet.com/
• http://asiaparttime.com/
• http://www.astro.com.my/
• http://www.axcess.com.my/
• http://www.babyjaya.com/
• http://www.bharian.com.my/
• http://www.bluehyppo.com/
• http://www.btimes.com.my/
• http://www.cari.com.my/
• http://www.cimbclicks.com.my/
• http://www.digitallibrary.my/
• http://www.emmagem.com/
• http://elevyn.com/
• http://www.estate123.com/
• http://www.flowers.com.my/
• http://www.friedchillies.com/
• http://www.halaljournal.com/
• http://www.gua.com.my/
• http://www.hardwarezone.com.my/
• http://www.hotcourses.com.my/
• http://www.iamfreelancer.com/
• http://www.iproperty.com.my/
• http://www.jobsdb.com.my/
• http://kclau.com/
• http://www.lelong.com.my/
• http://www.lowyat.net/
• http://www.malaysiaairlines.com/
• http://www.malaysiabrides.com/
• http://www.malaysiakini.com/
• http://www.maybank2u.com.my/
• http://www.mis-asia.com/
• http://www.mobileworld.com.my/v2
• http://www.money3.com.my/
• http://www.motortrader.com.my/
• http://www.mph.com.my/
• http://ms.wikipedia.org/wiki
• http://www.myeg.com.my/
• http://my.jobstreet.com/
• http://www.myresipi.com/
• http://www.nst.com.my/
• http://www.paultan.org/
• http://www.penangtuapui.com/
• http://www.popteevee.com/
• http://www.positivemoneyideas.com.my/
• http://www.redesignmalaysia.com/
• http://www.sabahtourism.com/
• http://www.sarawaktourism.com/
• http://www.shashinki.com/
• http://www.skmm.gov.my/
• http://www.smeinfo.com.my/
• http://www.studymalaysia.com/
• http://www.syokkahwin.com/
• http://www.thebookaholic.blogspot.com/
• http://www.theedgemalaysia.com/
• http://www.themalaysianinsider.com/
• http://www.thenutgraph.com/
• http://www.thestar.com.my/
• http://www.timeoutkl.com/
• http://www.travelmalaysiaguide.com/
• http://www.virtualmalaysia.com/
• http://www.what2seeonline.com/
• http://www.wwf.org.my/
• http://www.youthsays.com/

How many of the above are also in your favourite?

Website to look for latest home loan packages information

Do you know what is the most attractive home loan package in the market now? Which bank to approach to?

The Money3 website has the information you are looking for. They have compiled and made available quite a complete home loan package information of most if not all the banks in Malaysia.

Here are some of the useful web pages in their website that you might like to bookmark on:

• List out all the home loans of all banks, and allow you to perform sorting to the list, as well as compare side-by-side on 3 of the packages in the list
• Online Home Loan Finder tool
• Recommended home loans based on the loan type/nature
  
• Select a bank and list out the home loans offered by the bank (made available in ThinkProperty website)

There are many more useful online tools, articles, commentaries and useful loan related resources in their website. As such, they are no doubt one of the "65 Malaysian Websites That We Like" selected by The Edge Weekly and published in March 2009 their printed edition.

Website to check for latest price of IT products in KL

Which website do you use to check for the latest price of your desired IT products in Klang Valley? I believe many already know about Lowyat.NET which you can download the pricelist of several shops in Lowyat Plaza.

However, I found that some of the pricelist in Lowyat.NET are not instantly updated. There is a better place, which I make use to check for the latest price of my desired IT products nowadays, in the Price Guides section of the Malaysia HardwareZone Community website. There are more pricelist available for download than Lowyat.NET, and the pricelist there are updated on weekly basis.

Now that the 2nd PIKOM PC Fair for 2009 is around the corner, you might have something in mind that you want to buy, and would like to check for their current price before go shopping in the PC Fair. I would recommend you to visit the Price Guides section of the Malaysia HardwareZone Community website and get the latest pricing information available there.

The 2nd PIKOM PC Fair for 2009 is coming

Once again, the PIKOM PC Fair will be held nationwide as follow:

31 July - 2 August 2009 (11:00am - 9:00pm)

• KL Convention Centre, Kuala Lumpur
• Village Mall, Sungai Petani - Kedah
• Dewan Perbandaran Taiping - Perak
• Batu Pahat Mall, Batu Pahat - Johor
  

7 August - 9 August 2009 (11:00am - 9:00pm)

• Penang International Sports Arena, Penang
• Mahkota Parade Melaka, Melaka
• Sabah Trade Centre, Kota Kinabalu
• Berjaya Megamall, Kuantan - Pahang

13 August - 15 August 2009 (11:00am - 9:00pm)

• KB Mall, Kota Bharu - Kelantan
• Terengganu Trade Centre, Kuala Terengganu - Terengganu

14 August - 16 August 2009 (11:00am - 9:00pm)

• Persada Johor International Convention Centre, Johor Bahru
• Stadium Indera Mulia, Ipoh, Perak

In conjunction with this periodical major ICT event in Malaysia, there will also be an online game fair in KL Convention Centre.

Click here for more information and the layout plans of the coming PIKOM PC Fair II 2009.

Note that the ICT Fair in University Utara Malaysia (UUM) to be held on 29 - 31 July 2009 has already been postponed due to suspected A(H1N1) issue.

Sekisui retractable clothes drying rack

I just bought a modern looking Sekisui retractable clothes drying rack (model no. SFU-300WB) cash and carry for RM300 from their new showroom in Bandar Puchong Jaya.

Despite being made in China, it is a product of the Japanese Sekisui Jushi Corporation (积水树脂株式会社) which is said to have more than 50 years of establishment and pretty famous in Japan.

This Sekisui SFU-300WB retractable clothes drying rack is suitable for landed house, and can be extended from retracted length of about 4.5 feet until up to about 8 feet. When fully extended, it can hang quite a lot of clothes with its 3 hanging areas. It is very easy to assemble just by connecting the stainless steel rods together and tighten with the 6 screws provided in the packaging. It is pretty light weight (about 6kg) and easy to carry, its X-shape legs are foldable and can lean by the wall when not in use to save space.



It comes with 1 year warranty and said to be very durable which can last for many years at outdoor. It can bear up to 20kg of clothes.

Their Puchong showroom has other intersting models of clothes drying rack for landed house as well as highrise unit. For example, I found the SHO-300 model very interesting as it is transformable into different shapes. They also have indoor laundry racks, closet organizers, kitchen organizers and other products made on stainless steel rods.

Bursa Malaysia to reduce tick size effective 3 August 2009

There is a sudden news that effective 3 August 2009, Bursa Malaysia will reduce the structure of its tick size (minimum price variation between the stocks' buy and sell bid).

It is said that this move is to "in line with the current practice by global developed markets and more importantly, to create market depth, enable price discovery and boost liquidity in the local equities market."

This change will affect both the stocks as well as the equity exchange-traded funds (ETFs) listed in KLSE.

The new structure is as below:





I can foresee that the smaller tick size will make the price movement of stocks with higher price tend to be slower and more stable than before. It will be more difficult for them to hit a limit up or limit down, especially when the volume is high.

Perhaps there will be more counters going for split or bonus issue to lower down their stock price in order to maintain a lively price movement.

How will this impact on KLSE market sentiment? What will be the reaction of investors and traders? Soon we will be able to see.

World Top 10 Retirement Havens for 2009

The International Living magazine has produced a special report to introduce the World's Top 10 Retirement Havens for 2009.

Those selected are places that can offer us a lower cost of living and with a huge improvement in our quality of life.

Excerpt: "An overnight stay in a private hospital in Mexico for as little as $35...the world’s number one retiree program in Panama...the best value for you second home dollar in Uruguay...live in the lap of luxury on a pensioner’s budget in Ecuador...hire a maid for $120 per month and enjoy beautiful Caribbean beaches in Nicaragua...enjoy the convenience of speaking English and banking privacy in Belize...experience la pura vida in Costa Rica...discover why European expats have been flocking to Brazil...learn where to find the best health care system in the entire world—France...and finally, hear about la dolce vita (at affordable prices) in Italy. "

And the world's top 10 retirement havens for 2009 are:

• Ecuador - living large on little money
• Mexico - live right on the beach for pennies on the dollar
• Brazil - 5,000 miles of beaches, fantastic weather, stately colonial cities, and mountains with spring-fresh weather
• France - good food, good wine, haute couture, a good climate, unspoiled countryside, glittering culture, excellent health care, colorful traditions and history
• Panama - you will never find yourself bored
• Nicaragua - one of the most beautiful countries in the Americas
• Italy - beautiful sceneries and quality health services
• Costa Rica - tropical climate, modern cities, Caribbean beaches, Pacific coastline, rainforests, lush valleys, and mountains
• Uruguay - First-world infrastructure and Third-world prices
  
• Belize - living and doing business made easy

"Broaden your horizons and you can dramatically change the way you live—for the better. "

Click here to read the full report on World Top 10 Retirement Havens for 2009 and find out more about the beauty of those places.

The 2009 Quality of Life Index reveals best country to live in

Founded in 1979 by Bill Bonner, the International Living magazine is a monthly publication for subscribers detailing the best places in the world to live, retire, travel, and invest.

In order to reveal the world’s best places to live in 2009, they have ranked and rated 195 countries by benchmarking on the following considerations: cost of living, leisure & culture, economy, environment, freedom, health, infrastructure, risk & safety and climate.

For the fourth year running, France comes first in the index, and Switzerland comes in second place for the second year.

Click here to read the article from International Living and find out why France and Switzerland are chosen.

Among the ASEAN countries, Singapore ranked the 80th, Malaysia 90th, Brunei 113th, Thailand 134th, Philippines 136th, Vietnam 143th, Indonesia 145th, Cambodia 154th, Myanmar 162nd and Laos 178th.

The top 20 are:

• France
• Switzerland
• United States
• Luxembourg
• Australia
• Belgium
• Italy
• Germany
• New Zealand
• Denmark
• Malta
• Sweden
• Uruguay
• Lithuania
• Czech Republic
• Norway
• Austria
• Netherlands
• Canada
• United Kingdom

Click here for the complete 2009 Quality of Life Index with detail scoring info.

Result of Robert Walters Global Salary Survey 2009

In the latest Robert Walters' Global Salary Survey 2009, 3 new countries namely China, Switzerland and Thailand have been included from 2008 coverage in their download page.
Malaysian companies were found to be more cautious in their hiring strategy with slowdown in recruitment activity. This slowdown was particularly seen in the FMCG and manufacturing sectors while the telecommunications, IT and oil & gas sectors were less affected. It continues to be a favourite place for MNCs' business process outsourcing (BPO) particularly for accounting and finance sector. There is an increase demand for risk management professionals in financial services. High demand for technology services continues across the board, particularly in software development, system implementation, technology consulting, system administration, IT security and compliance.
Annual salary for permanent staff in some of the roles in Malaysia for the year of 2009 are found to be as follow:

• Accountant (3-5 years experience): RM42-66k
• Auditor (8 years experience): RM85k+
• Chief financial officer: RM250-460k+
• Finance director - large organisation: RM220-270k
• Finance director - small/medium organisation: RM180-240k
• CIO/CTO: RM320-380k+
• SAP consultant: RM100-120k
• Software development manager: RM95-110k
• IT security analyst: RM100-110k
• Software developer: RM55-65k
• Marketing director: RM240-300k
• Sales director: RM240-300k
• Product manager: RM90-96k
• Account manager: RM90-96k

In Singapore, skill shortages were found in the areas of cost accounting, internal audit, financial planning & analysis and taxing. The financial services sector is affected by the economy downturn and salaries are seen to be lesser than 2008 in general. In the engineering, human resources, IT, sales and marketing sectors, salaries are seen to be about the same as 2008. However, a slight increment were still seen in the salaries in legal & compliance sector.

The comprehensive report of Robert Walters Global Salary Survey 2009 covers the following regions:

• Australia
• Belgium
• China
• France
• Hong Kong
• Ireland
• Japan
• Luxembourg
• Malaysia
• New Zealand
• Singapore
• South Africa
• Spain
• Switzerland
• Thailand
• The Netherlands
• United Kingdom
• United States
  

Click here to go to the download page of the Robert Walters Global Salary Survey 2009 report.
 
You might probably also be interested to read on:

• Result of ZDNet Asia IT Salary Benchmark 2009
• JobsDB Compensation and Benefit Survey Report 2009
• Malaysia Employment Outlook & Salary Guide 2009/2010 from Kelly Services

Result of ZDNet Asia IT Salary Benchmark 2009

ZDNet Asia has conducted an online survey between October 2008 and May 2009 to gain insights into salary trends and IT workforce across 8 economies in Asia region, namely China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore and Thailand.

The study polled a total of 21,627 respondents from various sectors including government, healthcare, IT, services, telecommunications, legal and finance. Here are some of the analysis results based on their feedback.

Ranking of average annual salary by region:

• Hong Kong (US$66,140)
• Singapore (US$45,341)
• Thailand (US$20,154)
• Malaysia (US$18,350)
• China (US$14,441)
• India (US$11,880)
• Philippines (US$8,448)
• Indonesia (US$6,398)

In Malaysia, respondents who held IT management responsibilities in the IT, Web and telecommunications industry were the highest paid, pulling in an average salary of RM102,280 a year.

The average annual salary of the top 10 most popular IT skills in Malaysia are:

• Consulting/Business services (RM82,037)
  
• Enterprise applications (RM77,407)
  
• Application development (RM69,530)
• Database management (RM69,774)
  
• IT security (RM67,115)
  
• Servers/Networking (RM65,422)
  
• Systems administration (RM64,455)
  
• Operating systems (RM63,710)
  
• Desktops/Software (RM62,792)
• Web development (RM61,894)

In Singapore, respondents who held IT management responsibilities in the legal and finance industry were the highest paid, pulling in an average salary of S$103,598 a year.

The average annual salary of the top 10 most popular IT skills in Singapore are:

• Consulting/Business services (S$83,103)
  
• Enterprise applications (S$78,829)
  
• Infrastructure management (S$76,043)
  
• Application development (S$70,227)
• Database management (S$67,760)
  
• Operating systems (S$67,155)
• Servers/Networking (S$64,800)
  
• Systems administration (S$64,506)
• Web development (S$63,395)
  
• Desktops/Software (S$61,515)

Whereas in Hong Kong, respondents who held IT management responsibilities in the legal and finance industry were the highest paid, pulling in an average salary of HK$824,052 a year.

The average annual salary of the top 10 most popular IT skills in Hong Kong are:

• Infrastructure management (HK$587,132)
  
• Consulting/Business services (HK$583,985)
  
• Enterprise applications (HK$566,628)
  
• IT security (HK$556,399)
  
• Application development (HK$529,132)
• Systems administration (HK$510,840)
• Servers/Networking (HK$503,710)
• Operating systems (HK$502,625)
  
• Database management (HK$497,579)
  
• Desktops/Software (HK$491,515)

For other regions, respondents with the highest paid are from the following job positions:

• China - IT management in the legal and finance industry (RMB244,000)
• India - IT management in the IT, Web and telecommunications industry (984,723 rupees)
• Thailand - IT professionals from the legal and finance industry (1.2 million baht)
  
• Philippines - IT management in the legal and finance industry (671,559 pesos)
• Indonesia - IT management in the legal and finance industry (132.33 million rupiah)

As a conclusion, if you are heading for a high pay IT career, it is wise to get into consulting/business services and/or enterprise applications. Industry wise, the legal and finance industry in the region are generally paying more to their IT staff than those in the ICT industry, except for Malaysia and India.

Click here to get more complete and detail information about the ZDNet Asia IT Salary Benchmark 2009.


You might probably also be interested to read on:

• Result of Robert Walters Global Salary Survey 2009
• JobsDB Compensation and Benefit Survey Report 2009
• Malaysia Employment Outlook & Salary Guide 2009/2010 from Kelly Services 

BNM issues new design RM50 banknote with enhanced security features

Bank Negara Malaysia (BNM) starts to issue a new design RM50 banknote with enhanced security features from 15 July 2009.

The enhanced security features incorporated in this new design of RM50 banknote are:

• The Colour Shifting Security Thread which replaces the existing security thread and is embedded in the paper. The thread appears on the reverse side of the note as coloured intermittent lines. When held against light, it is seen as a continuous dark coloured line and the repeated text of BNM RM50 can be read. When the note is tilted, the colour of the thread changes from red to green and vice versa. Under ultra-violet light, the repeated text of BNM RM50 will fluoresce yellow and the thread is seen as a continuous fluorescent yellow line when the banknote is viewed from the obverse.
• The Two-Coloured Fluorescent Elements is an additional invisible printed feature on the reverse of the note. Under ultra-violet light, a complex design two-colour numeral 50 will fluoresce.

The existing security features which are designed for public verification remains as follows:

• The Watermark Portrait can be recognised by tints that are lighter or darker than the surrounding paper. This watermark portrait which has a three-dimensional effect appears without sharp outlines. At the base of the watermark, the numeral 50 is clearly visible.
• Perfect See-Through Register features the songket design on the obverse and reverse of the banknote when it is held against the light.
• Invisible Fluorescent Elements of the background on the obverse and reverse of the banknote which fluoresces in different colours under ultra-violet light.
• Micro-Letterings of "BNM RM50" which can be viewed under a magnifying glass.
• Holographic Stripe features the numeral 50 and hibiscus flower.
• Multicolor Latent Image where the numeral 50 is visible when the banknote is tilted slightly and changes colour when it is rotated.
• Anti-Scanner feature in which certain design cannot be captured by scanning machines.
• Braille Feature for the visually impaired.

According to BNM, existing design series of the RM50 banknote will continue to remain legal tender and will co-circulate with the new RM50 banknotes as the former are gradually phased out. No time limit has been set on the duration of co-circulation.

Mercer Worldwide Cost of Living Survey 2009

Mercer’s Worldwide Cost of Living Survey covers 143 cities across 6 continents and measures against New York on the comparative cost of over 200 items in each location, including housing, transport, food, clothing, household goods and entertainment.

The resulting Cost of Living Information Report (non-free) is considered as the world's most comprehensive survey of its kind and is intended to help multinational companies and governments determine compensation allowances for their expatriate employees.

The report includes comprehensive information such as city-to-city index comparison, expatriate accommodation costs, education costs, business travel expenses, actual price list, and the list of stores and sources.

Based on the latest report dated March 2009, Tokyo is the most expensive city to live in, while Johannesburg is the cheapest. It is observed that cities in the US, China, Japan and the Middle East have surged in the ranking.

The top 20 expensive cities ranked in 2009 are:

• Tokyo, Japan
• Osaka, Japan
• Moscow, Russia
• Geneva, Switzerland
• Hong Kong, China
• Zurich, Switzerland
• Copenhagen, Denmark
• New York, US
• Beijing, China
• Singapore, Singapore
• Milan, Italy
• Shanghai, China
• Paris, France
• Oslo, Norway
• Caracas, Venezuela
• London, UK
• Tel Aviv, Israel
• Rome, Italy
• Helsinki, Finland
• Dubai, UAE

Click here for the top 50 cities ranking in the Worldwide Cost of Living Survey 2009.

You might also be interested to read about:

UBS Price and Earnings Report 2009

Understanding the thinking of Gen-X and Gen-Y in your organization

Today's workforce is mainly formed by the following 3 generations of workers:

• Baby boomers: typically refers to those born between 1946 to 1964, after World War II and before the age of Internet.
• Gen-X: typically refers to those born between 1965 and 1977.
• Gen-Y: also known as the millennials, typically refers to those born between 1978 and 1997, who have been brought up by technology.

The Malaysian Human Resource Advisory team of PricewaterhouseCoopers (PwC) has done a survey among the Gen-Y employees of today. The result of their survey is an interesting study of a group of employees which is both vastly different from their managers, and which brings unique skills and perspectives to the table.

PwC found out that the Gen-Y forms approximately 62% of our workforce today, so it is important for managers and business owners to plug into their frame of mind and understand their thinking.

Click here to download the full 40-pages report on "Malaysia’s Gen Y unplugged - A 2009 PricewaterhouseCoopers survey on millennials at work".

New generation web servers - lighttpd, nginx, Cherokee

New generation web servers have evolved recently, and gradually taken up the market share from Apache and IIS, which still dominate the web server market nowadays.

Of course, there are always many brands of web server made available to the market, but so far they haven't managed to make some major impact to the market share of Apache and IIS, until the emergence of these new generation web servers - lighttpd, nginx and Cherokee.



These 3 web servers have some common similarities which form the key factors for their successful breakthrough in the web server market.

• They are all in the open source world. lighttpd and nginx are distributed under BSD license while Cherokee is distributed under GPL Version 2 license.
• They are all developed in C Language and designed for Linux/FreeBSD/Unix platform. They can also run in Windows (although it is really a bad idea to use Windows as Windows OS itself is a major source of performance issue for multiuser network server applications) by riding on Cygwin. With some minor porting, Cherokee can run in Windows by itself without any Cygwin component.
• They are all designed to be lightweight, which consume as little CPU and memory resource as possible. This make them a good choice for virtualized server environment and also for use in embeded systems.
• They are all designed with high performance to be able to handle large amount of traffic with fast respond time. They make good use of the Linux kernel’s fast, state-of-art interfaces to accelerate request handling. Benchmarking tests show that they can easily perform twice faster than Apache and many times faster than IIS.
  
• They are all modular, which is highly configurable for required features and options based on actual need.
  
• They can all work with PHP and MySQL, which is the current major trend for web applications.
• They all support virtual hosting, which is a basic feature that must exist in any web server application nowadays.
  
• They all support modern features such as load balancing, video streaming, etc.

Among the 3 of them, lighttpd (a.k.a. Lighty) first came into attention a few years back, and is now in used by popular websites such as YouTube, SourceForge, Meebo, Wikimedia, Flickr, Imageshack, Sendspace, The Pirate Bay, Mininova, etc.

Now, lighttpd is overtaken by nginx (pronounced as Engine-X) to become the current favourite, which powers popular websites such as Rambler, WordPress.com, Yellow Pages, Hulu, Zimbra, etc.

Cherokee came into picture around 2006, and has quickly gained popularity with massive development and extensive features. One thing to make it stand out from the rest is a very user friendly web-based administration interface called cherokee-admin. Following its development trend, it has the potential to overtake the rest and become the most preferred web server of choice.

The cost behind Maybank EzyCheque Instant Cash

My first credit card is a Maybank classic card which I have kept for almost 10 years.

I can't remember since when, Maybank will send me every year without fail a promotional letter about EzyCheque Instant Cash promotion attached with a RM2000 cheque that I can bank in to my bank account before the expiry date as stated in the letter.

This Maybank EzyCheque Instant Cash facility always says it is "0% or interest-free for 6 months", but also with a so called "low cash advance fee of 3.88% or RM77.60". However, it is only "0% or interest-free" if I settle the repayment of RM333.33 every month for 6 months subsequently, there will be interest charges for late repayment and also penalty charges for early settlement (which could be caused by card cancellation, balance transfer, etc.) before the 6th month.

Let's say I accept the offer, and follow the scheme exactly, then I'll:

• Get RM2000 after I bank in the cheque.
• Charged RM77.60 for cash advance fee in my next credit card bill.
• Charged RM333.33 in my next 6 months of credit card bill.

What will be the actual cost then? Here is the calculation:

• I get RM2000 - RM77.60 = RM1922.40 from the bank.
• I pay back RM333.33 x 6 = RM1999.98 to the bank.
• Therefore, the cost incurred is RM1999.98 - RM1922.40 = RM77.58
• That will translate into RM77.58/RM2000 x 100% = 3.88%

Of course, this 3.88% in 6 months is comparatively cheaper than getting a normal credit card cash advance or personal loan. However, it only make sense to utilize this EzyCheque Instant Cash facility if I can earn back at least RM77.58 with it in the near future.

If I were to:

• spend the RM2000 to buy things, I will end up losing another RM77.58 which is good enough to have a nice dinner in a classy restaurant for two.
• use the money to settle any debt which interest rate is more than 7.76% per annum, I can save some money from there.
  
• keep the money in a FD account with interest rate at 2.5% per annum, I will need to keep it for at least 2 years to recover back that RM77.58. After that, if I don't withdraw the money, it will start working for me by bringing interest income.
  
• keep the money in a Flexi-homeloan account with interest rate at BLR-2% = 3.55%, I can save about RM5.70 housing interest every month, which will take me about 14 months to recover back that RM77.58. After that, if I don't withdraw the money, it will start working for me by saving RM5.70 every month until my homeloan is settled.
• invest the money in short term investment and make a return of more than 10% within a year, then I can make some pocket money with it.
• invest the money in long term investment and make an annual return of more than 10%, then I can probably double or even triple it up in years to come.
  

Sometimes, I opted to tear and discard the EzyCheque, and sometimes, I opted to utilize the facility. It all depends on how I'll use the money. The key point is that, by utilizing the facility, we are using our future money (in the subsequent 6 months) at the cost of 3.88%.

It all depends on whether:

• there is an urgent need for the money
• it is a good investment timing

Do not be afraid of that RM77.58 cost if you know that it worth to spend, but also do not waste it blindly.