Have you activated your free complimentary Purchase Protection Plan for MasterCard?

If you are holding any MasterCard credit card issued in Malaysia, here is a good news to you.

MasterCard now offers their credit card holders a free complimentary Purchase Protection Plan (PPP), underwritten by Chartis Malaysia Insurance Berhad (CMI, formerly known as AIG General Insurance (M) Berhad).

This policy insures against loss or damage of your Personal Property / Items purchased (either locally or overseas) with your MasterCard credit card, in the event of Theft, Burglary, Robbery and Accidental Damage within 30 days from the date of items purchased.

The coverage is as follow.

Classic/Gold/Titanium/Premium/Platinum credit cards:

• Limit for Any One Occurrence: RM1,500
• Annual Aggregate Limit: RM7,500

WorldCard:

• Limit for Any One Occurrence: RM1,500
• Annual Aggregate Limit: RM10,000

All you need to do is to activate the plan by sending an SMS to 36660 (refer to their website or advertisement in newspaper for detailed instruction) or telephone to 1300-80-2988 within office hour. The plan is valid for 1 year from the policy effective date. No premium is payable as this plan gives you 12 months complimentary coverage.

This is the SMS I got after I sent my activation SMS to 36660.

Imagine that you are so unluckly to be robbed a few minutes after you bought a jewelry with your credit card; or you accidentally dropped a newly purchased camera / handphone / laptop. Now at least you can get the compensation from this Purchase Protection Plan. And since it is free, there is nothing to lose to activate it.

Click here for more information about the free Purchase Protection Plan for MasterCard.

Transforming my Streamyx & TM Homeline to Blockbuster Deals package

TM has recently launched their Blockbuster Deals package promotion, which seems to be attractive for us to get more at less cost.

This might be their respond to the market, after facing fierce competition from the mobile 3.5G and Wimax telcos. Like Chinese says: "you'll get improvement when you have competition" (有竞争才有进步), glad to see that over the years, TM and Streamyx has improved from their previous lousy service, in terms of broadband quality and speed, as well as better pricing for voice and Internet.

Let's see what we can get from this Blockbuster Deals package promotion:

• Zero charge on phoneline rental
• Free unlimited calls to TM fixed line nationwide
• Flat rate of 10 sen/min to all mobile and other fixed line nationwide
• Free DECT phone
• Free WiFi modem

And here is how the pricing structure like.

Although there is a contract period of 1 year, it is still an attractive deal, isn't it?

For those that don't need Streamyx broadband service, there is also a voice-only deal with 6 months contract period. I wonder who will be interested in this, but this plan is much better than the previous Let's Talk plan.

Click here for more information about the TM Blockbuster Deals.

Done my comprehensive health screening @ Golden Horses Health Sanctuary

Today I've done my comprehensive health screening together with my wife at Golden Horses Health Sanctuary(GHHS) inside the Palace of the Golden Horses.

Seems like both of us need to reduce some of our body fat to make it fall back to the "normal range" from the current slightly high side.

Few years back, we joint the membership of this health screening programme at the price of RM5,000 and entitiled to use some of the Country Heights' facilities (such as swimming pool, gym, etc.) and 20 years of annual health screening service at the cost of RM3xx per year.

This is a really comprehensive health examination. The result of the following 99 items are included in my report:

• General inspection (10 items)
• Ophthalmic inspection (8 items)
• Physical examination (11 items)
• Electrocardiogram (ECG) (1 item)
• Hearing inspection (2 items)
• Pulmonary function inspection (3 items)
• Hematology profile (15 items)
• Blood group (2 items)
• Diabetic screening (1 item)
• Lipids profile (6 items)
• Liver function (9 items)
• Renal function profile (5 items)
• Calcium, phosphorus and iron (3 items)
• Gout screening (1 item)
• Hepatitis B screening and other serology test (3 items)
• Arthritis screening (1 item)
• Thyroid profile (2 items)
• Cancer screening (2 items)
• Urinalysis (12 items)
• Chest X-Ray (1 item)
• Ultrasound abdomen and pelvis (1 item)

My wife's report contains even more items, including ultrasound on breast and pap smear test.

We are given free voucher (transferable) to conduct bone test, recommended for people above 45 years old. As we are still at our young age, we plan to transfer the entitlement for the bone test to our parents.

It is a good practice to conduct comprehensive health screening to our body, so that if there is any health distortion, can be detected and rectified at early stage. We can also enjoy an income tax relief of up to RM500 per year for complete medical examination like this.


So, have you done yours?