and January are the two busiest months of the year, with everyone rushing to
buy last-minute gifts for the holidays, even shopping and partying until early
January while everyone’s on vacation. If you are using your credit card to
cover your holiday expenses, it’s advisable to get the most out of your credit card rewards.
1. Focus on your interest.
2. Choose cash back.
3. Discard other less advantageous cards
4. Take time in deciding which credit card to choose.
5. Keep track of your reward points’ expiration.
6. Read notices from your credit card issuer.
Note: This is a guest post by MoneyMax, a Philippines’ leading financial comparison portal which helps Filipino consumers make the right financial decisions as they settle on the best credit card, home loan, broadband plan, and more—fast, comprehensive, and free.