Monday, December 16, 2013

Auspicious dates for moving to new house/office in 2014

Here is the list of auspicious dates for moving to new house/office in year 2014, which is produced based on the Chinese almanac Tong Shu. (Click the image to enlarge)


Bear in mind that although the Tong Shu is a compilation of Chinese astrology and calendaring studies gathering wisdom of thousands of years, we should use it wisely and rationally, but not be too superstitious on it.

If you are going to move to a new home, don't forget to visit the "home idea" section of my blog to find out my sharing on mortgage, renovation, furnitures, electrical appliances, pest control, etc.

You might probably be interested to also find out the auspicious dates in 2014 for:
You might probably be interested to also find out for:

Trade-in old laptop and get up to RM650 rebate for new HP Pavilion laptop purchased at Thundermatch / SNS

For the limited time period between 1 December 2013 and 31 January 2014, now we can purchase a new HP Pavilion laptop from participating outlets of ThunderMatch Technology or SNS Network by trading-in our old laptop and get a rebate of up to RM650.

The qualifying HP Pavilion products are:

  • HP Pavilion 14-n060TX (Mineral Black)
  • HP Pavilion Touchsmart 14-n049TX (Silver)
  • HP Pavilion 14-n059TX
All the above comes with 4th gen Intel Core i5-4200U Processor, 4GB DDR RAM, 750GB HDD, and NVIDIA GeForce GT 740M display card. Their current selling price is around RM2,000.

The trade-in laptop must be:
  • Maximum 6 years old
  • Include the main battery and power supply adaptor
  • With working harddisk
  • No permanently marked or defaced
  • Complete and undamaged (reasonable wear & tear is accepted)
  • BIOS password unlocked
This would be a good chance for you to replace your old laptop. Beside getting the rebate of up to RM650, you will able be able to claim for income tax rebate if you haven't made such claim over the past 3 years.
 
For more information about this offer, visit to https://tradeupmypc.com/.
 
 

Sunday, December 15, 2013

It is confirmed. OCBC Titanium Mastercard changed cash-back rebate terms

This has been talked about since 1-2 months ago about the Malaysian OCBC Titanium MasterCard implementing a new cash-back rebate terms and conditions effective 29 November 2013.

Well, good things would not last long, and it is now confirmed that cardholders of Malaysian OCBC Titanium MasterCard will get a less attractive cash-back rebate now.

Before the change, these are the benefits of Malaysian OCBC Titanium MasterCard which had been offered for years:

  • 5% cash rebates on petrol, utility bills, groceries and restaurants.
  • 1% cash rebates on other retail transactions.
  • The above is capped at maximum RM50 cash rebate per billing cycle.
  • Waiver of RM50 annual government service tax if spending is more than RM10,000 in the year.
  • Zero annual fee if the card is swiped more than 12 times in the year.
  • Free access to KLIA Plaza Premium Lounge if you swiped more than RM3,000 for air ticket and travelling packages.
This credit card had a unique round cutting at its right side.

Now, the benefits of Malaysian OCBC Titanium MasterCard has become:
  • 1% cash rebates on all retail transactions.
  • There is no cap on the cash rebates.
  • No more waiver of RM50 annual government service tax.
  • Zero annual fee with no condition.
  • No more free access to Plaza Premium Lounge.
This credit card now comes with blue or pink colour, and fall back to normal card's rectangular shape.

Previously, you can easily get RM50 cash rebate per month (or RM600 cash rebate per year) by spending as low as RM1,000 per month on the card. Now, you need to swipe RM5,000 per month to get the same amount of cash rebate. On top of that, you also need to swipe another RM5,000 to offset the RM50 annual government service tax.

As a result, we can anticipate that OCBC will lost a lot of its Titanium cardholders. The OCBC Titanium MasterCard was once among the best cash-rebate credit card in the market, and now that has become a gone history.



Hint: Click on the "Older Posts" link to continue reading, or click here for a listing of all my past 3 months articles.